656 Hancock Dr, Folsom, CA 95630 Property Records

Sacramento County property record for 656 Hancock Dr, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,047 sqft · built 1986
Lot Size	0.245 acres (10,655 sqft)
Owner	2 Individual Names on File
Last Sale	$445,000 (Nov 2015)
Tax Bill	$5,669 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Oct 2021 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`071-0520-006-0000`

Property Details

APN / Parcel Number

Primary APN	`071-0520-006-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,047 sqft Living Area
1st Floor Area	2,047 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	10,655 sqft (0.245 acres)
Garage Area	702 sqft
Parking Spaces	2 Parking Spaces
Pool Area	27,300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	656 HANCOCK DR
City	FOLSOM
State	CA
Zip	95630-4911
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-ML
Legal Description	RANCHO DIABLO 01, LOT 104
Legal Subdivision	RANCHO DIABLO 01
Legal Lot Number	104
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	1
Census Block	1015
Census Tract	8402

Owner

656 Hancock Dr is owned and occupied by two individuals who bought it in November 2015.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	656 HANCOCK DR, FOLSOM, CA 95630-4911
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE
Oct 22, 2021	Deed of Trust, Mortgage · Line of Credit TRI COUNTIES BANK
Mar 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE
Jan 30, 2020	Deed of Trust, Mortgage · Line of Credit TCF NAT'L BK
Dec 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Dec 23, 2017	Deed of Trust, Mortgage · Conventional with PMI STEARNS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2015 · Amount on File
Deed Sale	Nov 17, 2015 · Amount on File
Prior Sale	Jan 30, 1998 · Amount on File
Deed Book / Page	20151117 / 917
Transfer Doc	9310001409
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	656 HANCOCK DR, FOLSOM, CA 95630-4911
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	656 HANCOCK DR, FOLSOM, CA 95630-4911

Mortgage

Document Number	0000000655
Date	Mar 8, 2021
Instrument	202103080655

Lender

Name	AMERICAN PACIFIC MORTGAGE
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	656 HANCOCK DR, FOLSOM, CA 95630-4911
Transaction Type	Mortgage
Record Updated	Nov 3, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	656 HANCOCK DR, FOLSOM, CA 95630-4911

Mortgage

Document Number	2021102200545
Date	Oct 22, 2021
Instrument	2021102200545

Lender

Name	TRI COUNTIES BANK
Type	Bank
Address	FOLSOM, CA 95630

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	656 HANCOCK DR, FOLSOM, CA 95630-4911
Transaction Type	Mortgage
Record Updated	Mar 17, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	656 HANCOCK DR, FOLSOM, CA 95630-4911

Mortgage

Document Number	3080000000655
Date	Mar 8, 2021
Book Page	20210308/655

Lender

Name	AMERICAN PACIFIC MORTGAGE
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	656 HANCOCK DR, FOLSOM, CA 95630-4911
Document Number	2001311436
Instrument Date	Jan 30, 2020
Transaction Type	Mortgage
Record Updated	Feb 17, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	656 HANCOCK DR FOLSOM CA 956304911, FOLSOM, CA 95630-4911

Mortgage

Document Number	2001311436
Date	Jan 31, 2020
Instrument	2001311436

Lender

Name	TCF NAT'L BK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 30, 2050

Interest

Rate Type	Adjustable Rate

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	656 HANCOCK DR, FOLSOM, CA 95630-4911
Document Number	1912301079
Instrument Date	Dec 23, 2019
Transaction Type	Mortgage
Record Updated	Jan 17, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	656 HANCOCK DR FOLSOM CA 956304911, FOLSOM, CA 95630-4911

Mortgage

Document Number	1912301079
Date	Dec 30, 2019
Instrument	1912301079

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 29, 2049

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	656 HANCOCK DR, FOLSOM, CA 95630-4911
Document Number	1712290318
Instrument Date	Dec 23, 2017
Transaction Type	Mortgage
Record Updated	Jan 9, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	656 HANCOCK DR FOLSOM CA 956304911, FOLSOM, CA 95630-4911

Mortgage

Document Number	1712290318
Date	Dec 29, 2017
Instrument	1712290318

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 28, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 656 Hancock Dr was $5,669 with a homeowner's exemption, up 2.1% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$537,315 (+2%) Land $144,892 Building $392,423
2025	$5,669.00 (+2.14%) Homeowner's exemption	$526,780 Land $142,051 Building $384,729
2024	$5,550.00 (+1.82%)
2023	$5,451.00 (+1.51%) Homeowner's exemption	$506,327 Land $136,536 Building $369,791
2022	$5,370.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 656 Hancock Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1997)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1997 · Severe Storms, Flooding, Mud And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 656 Hancock Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Succeed.Net.

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