656 Garrow Dr, Westfield, IN 46074 Property Records

Hamilton County property record for 656 Garrow Dr, Westfield, IN 46074

Property Summary

Property Type	Recreational Vacant Land
Lot Size	0.09 acres (3,920 sqft)
Owner	Individual Name on Record
Last Sale	$410,637 (Apr 2026)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-05-27-015-023.000-015`

Property Details

APN / Parcel Number

Primary APN	`29-05-27-015-023.000-015`
Alternative APN	`0805270015023000`

Exterior

Lot Area	3,920 sqft (0.09 acres)

Location & Zoning

Street Address	656 GARROW DR
City	WESTFIELD
State	IN
Zip	46074-7682
Property Category	Public Works
Property Type	Public Works > Recreational Vacant Land
Legal Description	ACREAGE .09, SECTION 27, TOWNSHIP 19, RANGE 3, LANCASTER, SECTION 9, LOT 417, IRREGULAR SHAPE
Legal Subdivision	LANCASTER SECTION 9
Legal Lot Number	417
Jurisdiction	HAMILTON IN
Township / Civil Division	WESTFIELD WASHINGTON
Census Block Group	1
Census Block	1045
Census Tract	110302

Owner

Source: Hamilton County records, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	656 GARROW DR, WESTFIELD, IN 46074-7682
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2026	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PULTE MORTGAGE LLC
Apr 7, 2026	Warranty Deed · Conventional Mortgage PULTE MORTGAGE LLC
Jul 16, 2025	Warranty Deed, Construction Loan

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 7, 2026 · Amount on Record
Deed Sale	Apr 7, 2026 · Amount on Record
Prior Sale	Jul 16, 2025
Deed Document Number	202614199
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Apr 7, 2026
Property Address	656 GARROW DR, WESTFIELD, IN 46074-7682
Document Number	0000014199
Instrument Date	Apr 3, 2026
Instrument	202614199
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	656 GARROW DR, WESTFIELD, IN 46074-7682

Mortgage

Document Number	0000014200,
Date	Apr 7, 2026
Instrument	202614200

Lender

Name	PULTE MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2026: Warranty Deed

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Apr 7, 2026
Property Address	656 GARROW DR, WESTFIELD, IN 46074-7682
Document Number	0000014199
Instrument Date	Apr 3, 2026
Instrument	202614199
Record Updated	Apr 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	656 GARROW DR, WESTFIELD, IN 46074-7682

Mortgage

Document Number	0000014200,
Date	Apr 7, 2026
Instrument	202614200

Lender

Name	PULTE MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2025: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Jul 16, 2025
Property Address	656 GARROW DR, WESTFIELD, IN 46074-7682
Document Number	0000028457
Map Reference	DOC 20230912
Instrument Date	Jul 9, 2025
Instrument	2025028457
Transaction Type	Construction Loan
Record Updated	May 22, 2026

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11595 N MERIDIAN ST STE 700, 700, CARMEL, IN 46032-8802
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Westfield Washington Township
Municipality	Westfield City
Unified School District	Westfield-Washington Schools (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$600 Land $600	$600 Land $600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITIZENS WATER OF WESTFIELD, LLC private · serves 61,493 people · EPA ID IN5229009
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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