656 Fitzwalter Dr, Winter Park, FL 32792 Property Records

Orange County property record for 656 Fitzwalter Dr, Winter Park, FL 32792

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,494 sqft · built 1962
Lot Size	0.357 acres (15,550 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Sep 2011)
Tax Bill	$5,016 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-22-30-0942-03-080`

Property Details

APN / Parcel Number

Primary APN	`09-22-30-0942-03-080`
Alternative APNs	`302209094203080` `479508` `485160` `489718`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	1 Room
Stories	1 Story
Building Area	2,494 sqft Living Area
Gross Area	3,559 sqft
1st Floor Area	2,494 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1985
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,550 sqft (0.357 acres)
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	917 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	656 FITZWALTER DR
City	WINTER PARK
State	FL
Zip	32792-4739
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	BROOKSHIRE HEIGHTS 2ND ADDITION Y/85 LOT 8 BLK C
Legal Range	30E
Legal Township	22S
Legal Section	09
Legal Subdivision	BROOKSHIRE HGTS 2ND ADD
Legal Tract	942
Legal Block	C
Legal Lot Number	8
Jurisdiction	ORANGE FL
Township / Civil Division	ORLANDO
Census Block Group	2
Census Block	2023
Census Tract	16200

Owner

Source: Orange County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	656 FITZWALTER DR, WINTER PARK, FL 32792-4739
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage SOUTH STATE BANK NA
Nov 6, 2019	Deed of Trust, Mortgage AMERIS BK
Jan 4, 2018	Trustee's Deed, Construction Loan · Construction Mortgage FIDELITY BK MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2011 · Amount on Record
Deed Sale	Sep 8, 2011 · Amount on Record
Prior Sale	Sep 18, 2006 · Amount on Record
Deed Document Number	2011473302
Deed Book / Page	10264 / 5533
Prior Transfer Date	Jan 29, 2003
Prior Transfer Doc	0000469980
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	656 FITZWALTER DR, WINTER PARK, FL 32792-4739
Transaction Type	Mortgage
Record Updated	Jan 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	656 FITZWALTER DR, WINTER PARK, FL 32792-4739

Mortgage

Document Number	0000765805
Date	Dec 15, 2021
Instrument	20210765805

Lender

Name	SOUTH STATE BANK NA
Type	Bank
Address	CHARLESTON, SC 29406

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	656 FITZWALTER DR, WINTER PARK, FL 32792-4739
Document Number	0000725746
Instrument Date	Nov 6, 2019
Transaction Type	Mortgage
Record Updated	Dec 6, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	656 FITZWALTER DR WINTER PARK FL 327924739, WINTER PARK, FL 32792-4739

Mortgage

Document Number	0000725746
Date	Nov 18, 2019
Instrument	725746

Lender

Name	AMERIS BK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Nov 17, 2034

January 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	ORANGE FL
Recording Date	Jan 4, 2018
Property Address	656 FITZWALTER DR, WINTER PARK, FL 32792-4739
Instrument Date	Dec 26, 2017
Instrument	7762
Transaction Type	Construction Loan
Record Updated	Jan 16, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	656 FITZWALTER DR WINTER PARK FL 327924739, WINTER PARK, FL 32792-4739

Mortgage

Document Number	0000007762
Date	Jan 4, 2018
Instrument	7762

Lender

Name	FIDELITY BK MTG
Type	Bank
Address	ATLANTA, GA 30329

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 3, 2048

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Winter Park City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$353,772 (+2.7%)	$776,930 (+12.28%) Land $422,500 Building $354,430
2025	$5,016.00 (+3.64%) Homeowner's exemption	$344,471 (+5.99%)	$691,950 (+10.08%) Land $325,000 Building $366,950
2024	$4,840.00 (+4.33%)
2023	$4,639.00 (+8.79%) Homeowner's exemption	$325,013 (+3%)	$628,597 (+18.19%) Land $300,000 Building $328,597
2022	$4,264.00 Homeowner's exemption	$315,547	$531,840 Land $250,000 Building $281,840

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER PARK, CITY OF (3 WPS) serves 82,984 people · EPA ID FL3481482
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Hotwire Communications, Verizon.

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