656 Ebenezer Rd, Troy, TN 38260 Property Records

Obion County property record for 656 Ebenezer Rd, Troy, TN 38260

Property Summary

Property Type	Residential Vacant Land
Details	1,568 sqft · built 1995
Lot Size	0.439 acres (19,166 sqft)
Owner	Individual Name on File
Tax Bill	$18 (2025)
Deeds & Mortgages	Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`066083 00801`

Property Details

APN / Parcel Number

Primary APN	`066083 00801`
Alternative APN	`083 00801`

Interior

Stories	1 Story
Building Area	1,568 sqft
1st Floor Area	1,568 sqft

Exterior

Year Built	Built 1995
Lot Area	19,166 sqft (0.439 acres)
Lot Dimensions	220 ft deep x 118 ft wide
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	656 EBENEZER RD
City	TROY
State	TN
Zip	38260-4456
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	1995 28X60 FLEETWOOD
Legal Subdivision	DAVID B KERSEY
Jurisdiction	OBION TN
Township / Civil Division	6
Census Block Group	1
Census Block	1007
Census Tract	965400

Owner

Source: Obion County records · APN 066083 00801

Assessment roll updated May 20, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2608 VERNON STREET EXT, UNION CITY, TN 38261-4633
Owner Type	Individual, Secondary Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Mar 21, 2019
Transfer Doc	000232/309
Record Updated	Jun 08, 2026

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OBION TN
Recording Date	Mar 21, 2019
Property Address	656 EBENEZER RD, TROY, TN 38260-4456
Document Number	000232/309
Book / Page	232 / 309
Instrument Date	Mar 15, 2019
Instrument	56903
Transaction Type	Transfer
Record Updated	Mar 21, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	656 EBENEZER RD, TROY, TN 38260-4456

Mortgage

Document Number	0000056904
Date	Mar 21, 2019
Book Page	0000000232/0000000312
Instrument	56904

Lender

Name	SIMMONS BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 01, 2034

Tax Assessment & Valuation

Source: Obion County records · Assessment roll updated May 20, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Obion County
Unified School District	Obion County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$18.00	$1,275 (-) Land $1,275
2023		$1,275 Land $1,275	$5,100 Land $5,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 24, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Gibson Electric Membership Fiber	1,000 / 1,000

Based on FCC filings for 6 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ELBRIDGE WATER ASSOCIATION serves 3,239 people
Water Source	Groundwater
Last State Inspection	Oct 2022
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.