656 E Prospect St, Girard, OH 44420 Property Records

Trumbull County property record for 656 E Prospect St, Girard, OH 44420

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,260 sqft · built 1952
Lot Size0.22 acres (9,583 sqft)
Owner2 Individual Names on Record
Last Sale$75,000 (Jun 2021)
Tax Bill$1,872 (2025)
Deeds & MortgagesJun 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN14-029900

Property Details

APN / Parcel Number

Primary APN14-029900

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,260 sqft Living Area
1st Floor Area2,520 sqft
Basement Area1,260 sqft
Unfinished Basement1,260 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 2016
Architectural StyleConventional
Exterior MaterialBrick/Stone
Construction TypeFrame
Lot Area9,583 sqft (0.22 acres)
Lot Dimensions140 ft deep x 70 ft wide
Garage Area375 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area176 sqft
Deck Area304 sqft
Patio Area88 sqft
Shed1 Shed
Shed Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelGas
SewerConnected

Location & Zoning

Street Address656 E PROSPECT ST
CityGIRARD
StateOH
Zip44420-2201
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description14 70F OLJACA PROSPECT ST
Legal SubdivisionOLJACA SUBDIVISION
Legal Lot Number14
JurisdictionTRUMBULL OH
Township / Civil DivisionLIBERTY
Census Block Group2
Census Block2026
Census Tract932300

Owner

Source: Trumbull County records, as of April 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address656 E PROSPECT ST, GIRARD, OH 44420-2201
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 18, 2021 · Amount on Record
Deed SaleJun 18, 2021 · Amount on Record
Prior SaleJun 22, 2015 · Amount on Record
Deed Document Number202113665
Prior Transfer DateJun 14, 2021
Prior Transfer Doc0000013665
Record UpdatedOct 29, 2026

June 2021: Survivorship Deed, Transfer

Document TypeSurvivorship Deed
JurisdictionTRUMBULL OH
Recording DateJun 18, 2021
Property Address656 E PROSPECT ST, GIRARD, OH 44420-2201
Document Number0000013665
Map ReferenceVOL 19 PG 8
Instrument DateJun 14, 2021
Instrument202106180013665
Transaction TypeTransfer
Record UpdatedJul 14, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address656 E PROSPECT ST, GIRARD, OH 44420-2201

Mortgage

Document Number0000013666
DateJun 18, 2021
Instrument202106180013666
Lender
NameSEVEN SEVENTEEN CU INC
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueJul 1, 2041

Tax Assessment & Valuation

Source: Trumbull County assessment roll, as of April 23, 2026

Property Jurisdictions

TypeName
StateOhio
CountyTrumbull County
County SubdivisionLiberty Township
MunicipalityGirard City
Unified School DistrictGirard City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,872.00$44,630 (-) Land $5,290 Building $39,340
2024$1,872.00 (-1.99%)$44,630 (-) Land $5,290 Building $39,340
2023$1,910.00 (+29.49%)$44,630 (+62.59%) Land $5,290 Building $39,340$127,500 (+62.63%) Land $15,100 Building $112,400
2022$1,475.00$27,450 Land $5,290 Building $22,160
2020$78,400 Land $15,100 Building $63,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGIRARD CITY
serves 13,263 people · EPA ID OH7801103
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 460 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Omni Fiber
Fiber
10,000 / 10,000
T-Mobile
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

May also be available: Verizon.

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