Elkhart County property record for 656 E Lincoln St, Nappanee, IN 46550
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,450 sqft · built 1900 |
| Lot Size | 0.124 acres (5,401 sqft) |
| Owner | Individual Name on File |
| Last Sale | $77,500 (Nov 2004) |
| Tax Bill | $1,323 (2024) |
| Deeds & Mortgages | Apr 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-14-31-327-010.000-029 |
| Primary APN | 20-14-31-327-010.000-029 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,450 sqft Living Area |
| Gross Area | 2,082 sqft |
| Upper Floors Area | 665 sqft |
| Basement Area | 240 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1945 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,401 sqft (0.124 acres) |
| Lot Dimensions | 132 ft deep x 41 ft wide |
| Garage Type | Attached |
| Garage Area | 632 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 656 E LINCOLN ST |
|---|---|
| City | NAPPANEE |
| State | IN |
| Zip | 46550-2140 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZO01 |
| Legal Description | W H STAHLEY LOT 4 (TIF 120) |
| Legal Subdivision | W H STAHLEY |
| Legal Block | 327 |
| Legal Lot Number | 4 |
| Jurisdiction | ELKHART IN |
| Township / Civil Division | UNION |
| Census Block Group | 4 |
| Census Block | 4026 |
| Census Tract | 1200 |
656 E Lincoln St is owned and occupied by an individual who bought it in November 2004.
Source: Elkhart County records, as of September 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 656 E LINCOLN ST, NAPPANEE, IN 46550-2140 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 24, 2004 · Amount on File |
| Deed Sale | Nov 24, 2004 · Amount on File |
| Prior Sale | Mar 22, 2004 · Amount on File |
| Deed Document Number | 200439388 |
| Prior Transfer Date | Mar 16, 2004 |
| Prior Transfer Doc | 0000009005 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKHART IN |
| Recording Date | Apr 1, 2026 |
| Property Address | 656 E LINCOLN ST, NAPPANEE, IN 46550-2140 |
| Document Number | 0000005520 |
| Instrument Date | Mar 27, 2026 |
| Instrument | 20265520 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|
| Document Number | 0000005520, |
|---|---|
| Date | Apr 1, 2026 |
| Instrument | 20265520 |
| Name | INTERRA CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Mar 27, 2051 |
| Max Rate | -1% |
|---|
Source: Elkhart County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Elkhart County |
| County Subdivision | Union Township |
| Municipality | Nappanee City |
| Unified School District | Wa-Nee Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $133,900 (+3.32%) Land $8,200 Building $125,700 | $133,900 (+3.32%) Land $8,200 Building $125,700 | |
| 2024 | $1,323.00 | $129,600 (+8.09%) Land $8,200 Building $121,400 | $129,600 (+8.09%) Land $8,200 Building $121,400 |
| 2023 | $119,900 (+6.58%) Land $8,200 Building $111,700 | $119,900 (+6.58%) Land $8,200 Building $111,700 | |
| 2022 | $2,345.00 | $112,500 Land $8,200 Building $104,300 | $112,500 Land $8,200 Building $104,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 656 E Lincoln St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 656 E Lincoln St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NAPPANEE WATER UTILITY serves 6,800 people · EPA ID IN5220016 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| New Paris Telephone Company Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Fourway, Verizon, Xfinity.
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