656 E Elm Ave, Decatur, IL 62526 Property Records

Macon County property record for 656 E Elm Ave, Decatur, IL 62526

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,200 sqft · built 1955
Lot Size	0.31 acres (13,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$30,000 (Aug 2019)
Tax Bill	$2,169 (2025)
Deeds & Mortgages	Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-07-35-176-007`

Property Details

APN / Parcel Number

Primary APN	`07-07-35-176-007`
Alternative APN	`07-35-176-007`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,200 sqft Living Area
1st Floor Area	1,200 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Wood
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	13,500 sqft (0.31 acres)
Lot Dimensions	90 ft deep x 150 ft wide
Garage Type	Detached
Garage Area	484 sqft
Porch	Porch
Porch Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	070735176007
Street Address	656 E ELM AVE
City	DECATUR
State	IL
Zip	62526-2454
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNICIPAL
Legal Description	L 0009 B 01 ELM PARK IN E 1/2 NW 1/4 SEC 35-17-2E E 1/2 LT 8 & ALL 150X90
Legal Range	02E
Legal Township	17N
Legal Section	35
Legal Lot Number	8
Jurisdiction	MACON IL
Township / Civil Division	HICKORY POINT
Census Block Group	1
Census Block	1002
Census Tract	2904

Owner

Source: Macon County records, as of June 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	25202 SW 17TH AVE, NEWBERRY, FL 32669-4903
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 22, 2019 · Amount on Record
Deed Sale	Aug 22, 2019 · Amount on Record
Deed Document Number	201950150
Deed Book / Page	4693 / 119
Record Updated	Sep 20, 2026

August 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MACON IL
Recording Date	Aug 22, 2019
Property Address	656 E ELM AVE, DECATUR, IL 62526-2454
Document Number	4693/119
Book / Page	4693 / 119
Map Reference	PB 335 PG 56
Instrument Date	Aug 15, 2019
Instrument	1950150
Transaction Type	Transfer
Record Updated	May 31, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$45.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	25202 SW 17TH AVE, NEWBERRY, FL 32669-4903
Investor	Possibly a Property Investor

Mortgage

Document Number	1950151
Date	Aug 22, 2019
Instrument	1950151

Lender

Name	CAMPUS FCU

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	4.75%

Tax Assessment & Valuation

Source: Macon County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Macon County
County Subdivision	Hickory Point Township
Municipality	Decatur City
Unified School District	Decatur School District 61 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,169.00	$23,524 Land $4,264 Building $19,260	$70,579 Land $12,793 Building $57,786

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	20 (1978–2011)
Claims Outside the SFHA	10 of 20
Most Recent Claim	Apr 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECATUR serves 76,122 people · EPA ID IL1150150
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20