656 E 12th Ave, Gastonia, NC 28054 Property Records

Gaston County property record for 656 E 12th Ave, Gastonia, NC 28054

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,182 sqft · built 1960
Lot Size	0.65 acres (28,314 sqft)
Owner	2 Individual Names on Record
Last Sale	$205,000 (Oct 2021)
Tax Bill	$2,298 (2026)
Deeds & Mortgages	Mar 2023 Mortgage Oct 2021 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`01079 06800`

Property Details

APN / Parcel Number

Primary APN	`01079 06800`
Alternative APN	`112656`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	2 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,182 sqft Heated Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	28,314 sqft (0.65 acres)
Porch	Porch
Porch Area	372 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	656 E 12TH AVE
City	GASTONIA
State	NC
Zip	28054-1021
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	RAYMOND P HOWELL L 1 01 079 068 00 000
Legal Subdivision	RAYMOND P HOWELL
Jurisdiction	GASTON NC
Township / Civil Division	GASTONIA
Census Block Group	3
Census Block	3000
Census Tract	32801

Owner

Source: Gaston County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	656 E 12TH AVE, GASTONIA, NC 28054-1021
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 21, 2021	Warranty Deed, Transfer
Nov 19, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG
Oct 22, 2018	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
May 15, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2021 · Amount on Record
Deed Sale	Oct 21, 2021 · Amount on Record
Prior Sale	Oct 22, 2018 · Amount on Record
Deed Book / Page	5278 / 854
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	656 E 12TH AVE, GASTONIA, NC 28054-1021
Transaction Type	Mortgage
Record Updated	Apr 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	656 E 12TH AVE, GASTONIA, NC 28054-1021

Mortgage

Document Number	0054010463
Date	Mar 30, 2023
Book Page	5401/463

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Oct 21, 2021
Property Address	656 E 12TH AVE, GASTONIA, NC 28054-1021
Document Number	0052780854
Book / Page	5278 / 854
Map Reference	MB 35 PG 64
Instrument Date	Oct 21, 2021
Transaction Type	Transfer
Record Updated	Dec 28, 2021

Transaction

Amount	Amount Recorded
Tax	$410.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	656 E 12TH AVE, GASTONIA, NC 28054-1021

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	656 E 12TH AVE, GASTONIA, NC 28054-1021
Document Number	0051762415
Instrument Date	Nov 19, 2020
Transaction Type	Mortgage
Record Updated	Jan 14, 2021
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0051762415
Date	Nov 24, 2020
Book Page	005176/002415

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	907 PLEASANT VALLEY AVE, MOUNT LAUREL, NJ 08054-1210

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Nov 23, 2048

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Oct 22, 2018
Property Address	656 E 12TH AVE, GASTONIA, NC 28054-1021
Document Number	0050062034
Book / Page	5006 / 2034
Map Reference	MB 35 PG 64
Instrument Date	Oct 22, 2018
Transaction Type	Transfer
Record Updated	Sep 6, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$264.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	656 E 12TH AVE, GASTONIA, NC 28054-1021

Mortgage

Document Number	50062036
Date	Oct 22, 2018
Instrument	5006/2036

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	May 15, 2018
Property Address	656 E 12TH AVE, GASTONIA, NC 28054-1021
Document Number	0049770680
Book / Page	004977 / 000680
Instrument Date	May 11, 2018
Transaction Type	Transfer
Record Updated	Jun 12, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$130.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12213 KOUSA PL CHARLOTTE NC 282787235, CHARLOTTE, NC 28278-7235

Tax Assessment & Valuation

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Municipality	Gastonia City
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,298.00 (-2.09%)	$214,980 (-1.1%) Land $15,000 Building $199,980
2023	$2,347.00	$217,370 Land $15,000 Building $202,370
2021			$118,090 Land $10,000 Building $108,090

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TWO RIVERS UTILITIES serves 96,714 people · EPA ID NC0136010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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