656 Drake Bay Ter, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 656 Drake Bay Ter, Saint Augustine, FL 32084

Property Summary

Property TypeTownhouse
Details3 bd · 2.5 ba · 1,365 sqft · built 2008
Lot Size0.04 acres (1,742 sqft)
OwnerCompany Name on Record
Last Sale$90,700 (Dec 2008)
Tax Bill$2,762 (2025)
Deeds & MortgagesMay 2018 Sale
Flood ZoneZone X (minimal risk)
APN086541-1905

Property Details

APN / Parcel Number

Primary APN086541-1905

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Stories2 Stories
Building Area1,365 sqft Living Area
1st Floor Area630 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Exterior MaterialStucco
Construction TypeWood
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area1,742 sqft (0.04 acres)
PorchFinished/Open Porch
Porch Area77 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address656 DRAKE BAY TER
CitySAINT AUGUSTINE
StateFL
Zip32084-2567
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodePUD
Legal Description54/70-73 PALOMA SUBDIVISION LOT 5 BLOCK 19 OR3147/1787 & 4552/617
Legal Range29E
Legal Township07S
Legal Section05
Legal SubdivisionPALOMA SUBDIVISION
Legal Block19
Legal Lot Number5
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group4
Census Block4016
Census Tract20904

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address13870 HARLOWTON AVE, JACKSONVILLE, FL 32256-6877
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 18, 2008 · Amount on Record
Deed SaleDec 18, 2008 · Amount on Record
Deed Document Number200865894
Deed Book / Page3147 / 1787
Record UpdatedOct 29, 2026

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateMay 25, 2018
Property Address656 DRAKE BAY TER, SAINT AUGUSTINE, FL 32084-2567
Document Number0045520617
Book / Page004552 / 000617
Instrument DateMar 8, 2018
Instrument36044
Transaction TypeTransfer
Record UpdatedJun 19, 2018

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2645 OAKGROVE AVE ST AUGUSTINE FL 320923602, ST AUGUSTINE, FL 32092-3602

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$168,945 (-5.9%) Land $38,000 Building $130,945$168,945 (-5.9%) Land $38,000 Building $130,945
2025$2,762.00 (+8.14%)$179,530 (-7.1%)$179,530 (-7.1%) Land $36,000 Building $143,530
2024$2,554.00 (+2.78%)$193,245 (-1.76%)$193,245 (-1.76%) Land $47,500 Building $145,745
2023$2,485.00 (+8.28%)$196,715 (+8.53%)$196,715 (+8.53%) Land $47,500 Building $149,215
2022$2,295.00$181,249$181,249 Land $39,200 Building $142,049

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · lower than 82% of Florida
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-CR214 MAINLAND WTP
serves 66,953 people · EPA ID FL2554447
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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