Santa Cruz County property record for 656 Delta Way, Watsonville, CA 95076
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,248 sqft · built 1974 |
| Lot Size | 0.152 acres (6,621 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $640,000 (Feb 2024) |
| Tax Bill | $8,624 (2025) |
| Deeds & Mortgages | Feb 2024 Sale Dec 2023 Transfer + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 017-409-11 |
| Primary APN | 017-409-11 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,248 sqft Living Area |
| Gross Area | 1,694 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1980 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 6,621 sqft (0.152 acres) |
| Garage Type | Attached |
| Garage Area | 446 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 656 DELTA WAY |
|---|---|
| City | WATSONVILLE |
| State | CA |
| Zip | 95076-3622 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CA |
| Legal Subdivision | HEATHERWOOD SUBDIVISION NO 1 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | WATSONVILLE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 110102 |
Source: Santa Cruz County records, as of August 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 656 DELTA WAY, WATSONVILLE, CA 95076-3622 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Feb 27, 2024 | Grant Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Dec 21, 2023 | Affidavit of Death of Joint Tenant, Transfer |
| Aug 9, 2023 | Transfer on Death Deed, Transfer |
| Jan 31, 2020 | Grant Deed, Transfer · Conventional Mortgage MASON MCDUFFIE MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 27, 2024 · Amount on Record |
| Deed Sale | Feb 27, 2024 · Amount on Record |
| Prior Sale | Jan 31, 2020 · Amount on Record |
| Deed Document Number | 20243509 |
| Prior Transfer Date | Jul 28, 2023 |
| Prior Transfer Doc | 0000014935 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Feb 27, 2024 |
| Property Address | 656 DELTA WAY, WATSONVILLE, CA 95076-3622 |
| Document Number | 0000003509 |
| Map Reference | MB 57 PG 35 |
| Instrument Date | Feb 22, 2024 |
| Instrument | 2024-0003509 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2024 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $704.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 656 DELTA WAY, WATSONVILLE, CA 95076-3622 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Dec 21, 2023 |
| Property Address | 656 DELTA WAY, WATSONVILLE, CA 95076-3622 |
| Document Number | 0000024800 |
| Map Reference | MB 57 PG 35 |
| Instrument Date | Dec 20, 2023 |
| Instrument | 2023-0024800 |
| Transaction Type | Transfer |
| Record Updated | Jan 5, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 70 HOPE DR, WATSONVILLE, CA 95076-3097 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Aug 9, 2023 |
| Property Address | 656 DELTA WAY, WATSONVILLE, CA 95076-3622 |
| Document Number | 0000014935 |
| Map Reference | MB 57 G 35 |
| Instrument Date | Jul 28, 2023 |
| Instrument | 2023-0014935 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 656 DELTA WAY, WATSONVILLE, CA 95076-3622 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jan 31, 2020 |
| Property Address | 656 DELTA WAY, WATSONVILLE, CA 95076-3622 |
| Document Number | 0000003815 |
| Map Reference | MB 57 PG 35 |
| Instrument Date | Jan 23, 2020 |
| Instrument | 2020-0003815 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 656 DELTA WAY, WATSONVILLE, CA 95076-3622 |
| Document Number | 0000003816 |
|---|---|
| Date | Jan 31, 2020 |
| Instrument | 2020-0003816 |
| Name | MASON MCDUFFIE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2050 |
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Municipality | Watsonville City |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $665,856 (+2%) Land $466,099 Building $199,757 | ||
| 2025 | $8,624.00 (+36.11%) Homeowner's exemption | $652,800 (+27%) Land $456,960 Building $195,840 | |
| 2023 | $6,336.00 (+1.91%) Homeowner's exemption | $514,026 (+2%) Land $408,908 Building $105,118 | $609,210 |
| 2022 | $6,217.00 Homeowner's exemption | $503,948 Land $400,891 Building $103,057 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 115 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 115 in force |
| Nearby Flood Claims | 19 (2022–2023) |
| Most Recent Claim | Mar 2023 · Severe Winter Storms And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.8% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Cruzio Fixed Wireless | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| AT&T DSL | 100 / 20 |
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