656 Delphi Ave, Frankfort, IN 46041 Property Records

Clinton County property record for 656 Delphi Ave, Frankfort, IN 46041

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,166 sqft · built 1890
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on Record
Last Sale	$44,000 (Aug 2013)
Tax Bill	$1,390 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Feb 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`01618102,118`

Property Details

APN / Parcel Number

Primary APN	`01618102,118`
Alternative APNs	`12-10-03-406-006.000-021` `01558904714`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,166 sqft Living Area
1st Floor Area	2,166 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1979
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	204 ft deep x 50 ft wide
Terrain	High
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	01558904714
Street Address	656 DELPHI AVE
City	FRANKFORT
State	IN
Zip	46041-1111
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	016-15001-20 PT SE 3-21-1W .15A--.11A 4018
Legal Subdivision	OLD ORCHARD ADDITION
Jurisdiction	CLINTON IN
Township / Civil Division	CENTER
Census Block Group	1
Census Block	1009
Census Tract	950500

Owner

Source: Clinton County records, as of July 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	656 DELPHI AVE, FRANKFORT, IN 46041-1111
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2026	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORPORATION
Feb 11, 2022	Deed of Trust, Mortgage · FHA Mortgage RUOFF MORTGAGE COMPANY INC
Aug 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage PERSONS BANKING COMPANY
Oct 8, 2019	Deed of Trust, Mortgage · Line of Credit PERSONS BANKING COMPANY
Dec 14, 2018	Intrafamily Transfer, Transfer
Dec 18, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2013 · Amount on Record
Deed Sale	Aug 1, 2013 · Amount on Record
Deed Document Number	20132349740
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON IN
Recording Date	Apr 24, 2026
Property Address	656 DELPHI AVE, FRANKFORT, IN 46041-1111
Document Number	0000001396
Instrument Date	Apr 16, 2026
Instrument	20261396
Transaction Type	Mortgage
Record Updated	Jul 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	656 DELPHI AVE, FRANKFORT, IN 46041-1111

Mortgage

Document Number	0000001396,
Date	Apr 24, 2026
Instrument	20261396

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.22%
Max Rate	-1%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON IN
Property Address	656 DELPHI AVE, FRANKFORT, IN 46041-1111
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020220592
Date	Feb 11, 2022
Instrument	20220592

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company
Address	FORT WAYNE, IN 46804

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON IN
Property Address	656 DELPHI AVE, FRANKFORT, IN 46041-1111
Transaction Type	Mortgage
Record Updated	Feb 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20203385
Date	Aug 28, 2020
Instrument	20203385

Lender

Name	PERSONS BANKING COMPANY
Type	Bank
Address	FRANKFORT, IN 46041

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON IN
Property Address	656 DELPHI AVE, FRANKFORT, IN 46041-1111
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20193683
Date	Oct 8, 2019
Instrument	2019-3683

Lender

Name	PERSONS BANKING COMPANY
Type	Bank
Address	FRANKFORT, IN 46041

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Sep 26, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLINTON IN
Recording Date	Dec 14, 2018
Property Address	656 DELPHI AVE, FRANKFORT, IN 46041-1111
Document Number	20184318
Instrument Date	Dec 10, 2018
Instrument	2018-4318
Transaction Type	Transfer
Record Updated	Nov 29, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	656 DELPHI AVE, FRANKFORT, IN 46041-1111

December 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLINTON IN
Recording Date	Dec 18, 2018
Property Address	656 DELPHI AVE, FRANKFORT, IN 46041-1111
Document Number	20184360
Instrument Date	Dec 4, 2018
Instrument	2018-4360
Transaction Type	Transfer
Record Updated	Nov 29, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	656 DELPHI AVE, FRANKFORT, IN 46041-1111

Tax Assessment & Valuation

Source: Clinton County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Clinton County
County Subdivision	Center Township
Municipality	Frankfort City
Unified School District	Frankfort Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,390.00 (-7.02%) Homeowner's exemption	$139,100 (+19.09%) Land $10,100 Building $129,000	$139,100 (+19.09%) Land $10,100 Building $129,000
2024	$1,495.00 (+6.94%)
2023	$1,398.00 (+31.02%)	$116,800 (+21.16%) Land $10,100 Building $106,700	$116,800 (+21.16%) Land $10,100 Building $106,700
2022	$1,067.00	$96,400 Land $10,100 Building $86,300	$96,400 Land $10,100 Building $86,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKFORT WATER WORKS serves 16,422 people · EPA ID IN5212003
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
On-Ramp Indiana Fixed Wireless	200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, FiberHawk, Nextlink.

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