Sumner County property record for 656 Davis Dr, Gallatin, TN 37066
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,359 sqft · built 1994 |
| Lot Size | 0.436 acres (19,019 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $329,000 (Apr 2018) |
| Tax Bill | $1,697 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Sep 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 083126P A 02000 |
| Primary APN | 083126P A 02000 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,359 sqft Living Area |
| 1st Floor Area | 1,680 sqft |
| Upper Floors Area | 529 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 19,019 sqft (0.436 acres) |
| Lot Dimensions | 169 ft deep x 112 ft wide |
| Garage Type | Mixed |
| Garage Area | 529 sqft |
| Driveway | Driveway |
| Driveway Area | 1,550 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 54 sqft |
| Deck Area | 144 sqft |
| Patio Area | 288 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 656 DAVIS DR |
|---|---|
| City | GALLATIN |
| State | TN |
| Zip | 37066-3454 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PLAT: 5 PAGE: 10 BLOCK: LOT: 30 SUBD: PAYNE ESTATES |
| Legal Subdivision | PAYNE ESTATES |
| Legal Lot Number | 30 112 |
| Jurisdiction | SUMNER TN |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 20903 |
Source: Sumner County records, as of January 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 110 OTTER GLENN DR, HENDERSONVILLE, TN 37075-6915 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 15, 2021 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Sep 9, 2019 | Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS |
| Apr 20, 2018 | Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 20, 2018 · Amount on Record |
| Deed Sale | Apr 20, 2018 · Amount on Record |
| Prior Sale | Sep 23, 2009 · Amount on Record |
| Deed Document Number | 0004728185 |
| Deed Book / Page | 4728 / 185 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMNER TN |
| Property Address | 656 DAVIS DR, GALLATIN, TN 37066-3454 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0055650785 |
|---|---|
| Date | Apr 15, 2021 |
| Book Page | 5565/785 |
| Instrument | 1360079 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMNER TN |
| Property Address | 656 DAVIS DR, GALLATIN, TN 37066-3454 |
| Document Number | 0050290470 |
| Instrument Date | Sep 9, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 656 DAVIS DR GALLATIN TN 370663454, GALLATIN, TN 37066-3454 |
| Document Number | 0050290470 |
|---|---|
| Date | Sep 13, 2019 |
| Book Page | 005029/000470 |
| Instrument | 1282767 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 12, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUMNER TN |
| Recording Date | Apr 20, 2018 |
| Property Address | 656 DAVIS DR, GALLATIN, TN 37066-3454 |
| Document Number | 0047280185 |
| Book / Page | 004728 / 000185 |
| Instrument Date | Apr 20, 2018 |
| Instrument | 1230014 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2018 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,217.30 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 110 OTTER GLENN DR HENDERSONVILLE TN 370756915, HENDERSONVILLE, TN 37075-6915 |
| Document Number | 47280188 |
|---|---|
| Date | Apr 20, 2018 |
| Book Page | 004728/000188 |
| Instrument | 1230015 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 19, 2048 |
Source: Sumner County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Sumner County |
| Municipality | Gallatin City |
| Unified School District | Sumner County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,697.00 (-32.47%) | $119,450 (+45.1%) Land $25,000 Building $94,450 | |
| 2024 | $477,800 (+45.1%) Land $100,000 Building $377,800 | ||
| 2023 | $2,513.00 (-0.32%) | $82,325 (-) Land $25,000 Building $57,325 | |
| 2022 | $2,521.00 | $82,325 Land $25,000 Building $57,325 | |
| 2021 | $329,300 Land $100,000 Building $229,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 19 (2010) |
| Claims Outside the SFHA | 17 of 19 |
| Most Recent Claim | Aug 2010 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.3% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GALLATIN WATER DEPARTMENT serves 65,964 people · EPA ID TN0000253 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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