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656 Cracker Ave, Osteen, FL 32764 Property Records

Volusia County property record for 656 Cracker Ave, Osteen, FL 32764

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 950 sqft · built 1973
Lot Size0.935 acres (40,750 sqft)
OwnerIndividual Name on File
Last Sale$150,000 (Jan 2020)
Tax Bill$2,522 (2024)
Deeds & MortgagesJan 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN9101-00-00-0180

Property Details

APN / Parcel Number

Primary APN9101-00-00-0180
Alternative APNs
  • 31190100000180
  • 2932490.0
  • 2932490

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area950 sqft Living Area
1st Floor Area950 sqft
FlooringCombination, Other
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1985
Exterior MaterialConcrete
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area40,750 sqft (0.935 acres)
Lot Dimensions250 ft deep x 163 ft wide
Garage TypeCarport
CarportCarport
Carport Area240 sqft
Parking Spaces1 Parking Space
PorchEnclosed Porch
Porch Area1,032 sqft
Patio Area84 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number2932490.0
Old Parcel Number31190100000180
Street Address656 CRACKER AVE
CityOSTEEN
StateFL
Zip32764-9637
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1-19-31 S 163.4 FT OF N 1664.62 FT OF W 250 FT OF E 1002.7 FT OF SW 1/4 EXC 100 PC SUBSURFACE RIGHTS PER OR 5722 PG 1304 PER
Legal Range31E
Legal Township19S
Legal Section01
Legal SubdivisionACREAGE & UNREC PLATS
JurisdictionVOLUSIA FL
Township / Civil DivisionDELTONA
Census Block Group3
Census Block3014
Census Tract91031

Owner

656 Cracker Ave is owned and occupied by an individual who bought it in January 2020.

Source: Volusia County records, as of December 19, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address656 CRACKER AVE, OSTEEN, FL 32764-9637
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 31, 2020 · Amount on File
Deed SaleJan 31, 2020 · Amount on File
Prior SaleDec 13, 2005 · Amount on File
Deed Document Number2020-021686
Deed Book / Page7808 / 4069
Record UpdatedJun 8, 2026

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionVOLUSIA FL
Recording DateJan 31, 2020
Property Address656 CRACKER AVE, OSTEEN, FL 32764-9637
Document Number0078084069
Book / Page7808 / 4069
Instrument DateJan 29, 2020
Instrument2020-021686
Transaction TypeTransfer
Record UpdatedJan 4, 2022
Title CompanySOUTHERN TITLE HLDG CO LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,050.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address201 GRAND AVE, 201, DELAND, FL 32720-1002

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address656 CRACKER AVE, OSTEEN, FL 32764-9637

Mortgage

Document Number0078084070
DateJan 31, 2020
Instrument7808/4070
Lender
NameGTE FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2050

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyVolusia County
MunicipalityDeltona City
Unified School DistrictVolusia County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$170,405$255,564 Land $47,243 Building $208,321
2024$2,522.00 (+4.52%)
2023$2,413.00 (+1.34%) Homeowner's exemption$149,269 (+3%)$235,190 (+21.73%) Land $46,307 Building $188,883
2022$2,381.00 Homeowner's exemption$144,921$193,205 Land $58,001 Building $135,204

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 656 Cracker Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 15 policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 656 Cracker Ave is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 67% of the US · above 46% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDELTONA WATER
serves 81,006 people · EPA ID FL3640287
Water SourceGroundwater
Last State InspectionNov 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber · Cable in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T.

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