656 Corrientes Cir, Punta Gorda, FL 33983 Property Records

Charlotte County property record for 656 Corrientes Cir, Punta Gorda, FL 33983

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,363 sqft · built 1987
Lot Size	0.22 acres (9,599 sqft)
Owner	Individual Name on Record
Last Sale	$287,000 (Jun 2024)
Tax Bill	$523 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Nov 2023 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`40-23-04-356-008`

Property Details

APN / Parcel Number

Primary APN	`40-23-04-356-008`
Alternative APNs	`0095262-099330-0` `10004607421`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,363 sqft Living Area
Gross Area	1,998 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Architectural Style	Other
Exterior Material	Concrete Block
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	9,599 sqft (0.22 acres)
Garage Area	410 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	225 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	10004607421
Old Parcel Number	00952620993300
Street Address	656 CORRIENTES CIR
City	PUNTA GORDA
State	FL
Zip	33983-5634
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF3.5
Legal Description	PGI 020 0587 0023 PUNTA GORDA ISLES SEC20 BLK587 LT23 837/1662 916/665-66 1443/940 3338294 3414967
Legal Range	23E
Legal Township	40S
Legal Section	04
Legal Subdivision	PUNTA GORDA ISLES
Legal Block	587
Legal Lot Number	23
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PORT CHARLOTTE
Census Block Group	2
Census Block	2005
Census Tract	20103

Owner

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	656 CORRIENTES CIR, PUNTA GORDA, FL 33983-5634
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2025	Deed of Trust, Mortgage · FHA Mortgage PLANET HOME LENDING LLC
Nov 15, 2023	Warranty Deed, Transfer OS NATIONAL LLC
May 24, 2021	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Oct 18, 2018	Deed of Trust, Mortgage · Commercial Mortgage REGIONS BANK
Nov 23, 2020	Deed of Trust, Mortgage · Closed-End Mortgage PNC BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 7, 2024 · Amount on Record
Deed Sale	Jun 7, 2024 · Amount on Record
Prior Sale	Nov 15, 2023 · Amount on Record
Deed Document Number	3414967
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	656 CORRIENTES CIR, PUNTA GORDA, FL 33983-5634
Transaction Type	Mortgage
Record Updated	Dec 25, 2025
Title Company	SOURCEPOINT TITLE SVCS, SOURCEPOINT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	656 CORRIENTES CIR, PUNTA GORDA, FL 33983-5634

Mortgage

Document Number	0003596402
Date	Dec 15, 2025
Instrument	3596402

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Nov 15, 2023
Property Address	656 CORRIENTES CIR, PUNTA GORDA, FL 33983-5634
Document Number	0003338294
Map Reference	M B11 PG 2A-2Z-42
Instrument Date	Nov 11, 2023
Instrument	3338294
Transaction Type	Transfer
Record Updated	Dec 6, 2023
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount Recorded
Tax	$1,949.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1420 SE COUNTY ROAD 21B, MELROSE, FL 32666-5120

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	656 CORRIENTES CIR, PUNTA GORDA, FL 33983-5634
Transaction Type	Mortgage
Record Updated	Jun 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	656 CORRIENTES CIR, PUNTA GORDA, FL 33983-5634

Mortgage

Document Number	0047711924
Date	May 24, 2021
Book Page	4771/1924
Instrument	2948922

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	May 10, 2061

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	656 CORRIENTES CIR, PUNTA GORDA, FL 33983-5634
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0043692140
Date	Oct 18, 2018
Book Page	4369/2140
Instrument	2654497

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 5, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	656 CORRIENTES CIR, PUNTA GORDA, FL 33983-5634
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	656 CORRIENTES CIR, PUNTA GORDA, FL 33983-5634

Mortgage

Document Number	0046651802
Date	Nov 23, 2020
Book Page	4665/1802
Instrument	2875541

Lender

Name	PNC BANK NA
Type	Bank
Address	VENICE, FL 34293

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$523.00 (-61.09%) Homeowner's exemption	$73,350 (-16.58%)	$194,183 (+3.37%) Land $45,000 Building $149,183
2023	$1,344.00 (+11.17%) Homeowner's exemption Widower's exemption	$87,925 (+3%)	$187,857 (-1.07%) Land $38,000 Building $149,857
2022	$1,209.00 Homeowner's exemption Widower's exemption	$85,364	$189,897 Land $27,200 Building $162,697

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 58 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	58 in force
Nearby Flood Claims	9 (1995–2022)
Claims Outside the SFHA	8 of 9
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 3 claims Hurricane Ian, Sep 2022 · 2 claims Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: BridgeMAXX Suncoast Broadband, CenturyLink, Verizon.

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