Richland County property record for 656 Cornerstone Cir, Irmo, SC 29063
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,961 sqft · built 2011 |
| Lot Size | 0.143 acres (6,231 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $195,000 (Jun 2021) |
| Tax Bill | $1,656 (2025) |
| Deeds & Mortgages | Jun 2021 Sale & Mortgage Dec 2019 Loan Modification + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04001-06-10 |
| Primary APN | 04001-06-10 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,961 sqft Heated Area |
| Gross Area | 2,522 sqft |
| 1st Floor Area | 863 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,231 sqft (0.143 acres) |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 120 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 02023385 |
|---|---|
| Street Address | 656 CORNERSTONE CIR |
| City | IRMO |
| State | SC |
| Zip | 29063-2790 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 8 45X135.2X45X135.2 #SU CORNERSTONE PH 2 #PR RB1311-2974 |
| Legal Subdivision | CORNERSTONE OF IRMO |
| Legal Lot Number | 8,45 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | DUTCH FORK |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 10305 |
Source: Richland County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 656 CORNERSTONE CIR, IRMO, SC 29063-2790 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Jun 15, 2021 | Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING |
| Dec 6, 2019 | Loan Modification, Mortgage · FHA Mortgage WELLS FARGO BK |
| Dec 6, 2019 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Mar 8, 2017 | Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 15, 2021 · Amount on Record |
| Deed Sale | Jun 15, 2021 · Amount on Record |
| Prior Sale | May 18, 2011 · Amount on Record |
| Deed Document Number | 202138509 |
| Deed Book / Page | 2630 / 467 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Jun 15, 2021 |
| Property Address | 656 CORNERSTONE CIR, IRMO, SC 29063-2790 |
| Document Number | 0026300467 |
| Book / Page | 2630 / 467 |
| Map Reference | MB 1311 PG 2974 |
| Instrument Date | Apr 26, 2021 |
| Instrument | 2021038509 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $721.50 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 656 CORNERSTONE CIR, IRMO, SC 29063-2790 |
| Investor | Possibly a Property Investor |
| Document Number | 2021038510 |
|---|---|
| Date | Jun 15, 2021 |
| Instrument | 2021038510 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | May 1, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 656 CORNERSTONE CIR, IRMO, SC 29063-2790 |
| Document Number | 2461/2601 |
| Instrument Date | Dec 6, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 14, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 656 CORNERSTONE CIR IRMO SC 290632790, IRMO, SC 29063-2790 |
| Document Number | 2461/2601 |
|---|---|
| Date | Jan 15, 2020 |
| Book Page | 002461/002601 |
| Instrument | 2208 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 14, 2050 |
| Rate | 3.75% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 656 CORNERSTONE CIR, IRMO, SC 29063-2790 |
| Document Number | 2458/3100 |
| Instrument Date | Dec 6, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 656 CORNERSTONE CIR IRMO SC 290632790, IRMO, SC 29063-2790 |
| Document Number | 2458/3100 |
|---|---|
| Date | Jan 2, 2020 |
| Book Page | 002458/003100 |
| Instrument | 2 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 656 CORNERSTONE CIR, IRMO, SC 29063-2790 |
| Document Number | 2226/0895 |
| Instrument Date | Mar 8, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 656 CORNERSTONE CIR IRMO SC 290632790, IRMO, SC 29063-2790 |
| Document Number | 2226/0895 |
|---|---|
| Date | Jul 10, 2017 |
| Book Page | 002226/000895 |
| Instrument | 50951 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | FORT MILL, SC 29715 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 9, 2047 |
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Municipality | Irmo Town |
| Unified School District | Lexington School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,656.00 (-70.08%) | $185,300 (+2,275.64%) | $243,400 (+24.82%) Land $25,000 Building $218,400 |
| 2023 | $5,534.00 (+295.29%) | $7,800 (+21.12%) | $195,000 (+18.9%) |
| 2021 | $1,400.00 | $6,440 | $164,000 Land $23,800 Building $140,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1987) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 1987 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 92% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CarolinaConnect Cooperative Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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