656 Congress Ct, Delaware, OH 43015 Property Records

Delaware County property record for 656 Congress Ct, Delaware, OH 43015

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,968 sqft · built 1975
Lot Size0.187 acres (8,146 sqft)
OwnerCompany Name on Record
Last Sale$320,000 (Oct 2021)
Tax Bill$4,875 (2025)
Deeds & MortgagesSep 2026 Line of Credit
Aug 2026 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN519-311-11-004-000

Property Details

APN / Parcel Number

Primary APN519-311-11-004-000
Alternative APN
  • 142819.00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,968 sqft Living Area
Gross Area3,444 sqft
1st Floor Area980 sqft
Upper Floors Area988 sqft
Basement Area812 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 2000
Architectural StyleConventional
Lot Area8,146 sqft (0.187 acres)
Lot Dimensions125 ft deep x 65 ft wide
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchEnclosed Porch
Porch Area324 sqft
Deck Area120 sqft
Patio Area120 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelOil
SewerConnected

Location & Zoning

Street Address656 CONGRESS CT
CityDELAWARE
StateOH
Zip43015-1106
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 4359
Legal SubdivisionHAYES COLONY SUB
Legal Lot Number4359
JurisdictionDELAWARE OH
Township / Civil DivisionDELAWARE CITY
Census Block Group2
Census Block2006
Census Tract10420

Owner

Source: Delaware County records, as of October 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address16220 N SCOTTSDALE RD, 450, SCOTTSDALE, AZ 85254-1825
Owner TypeCompany
VestingLimited Partnership

Deeds, Mortgages & Sale History

DateDocument
Sep 11, 2026Deed of Trust, Mortgage · Line of Credit
NWL CO LLC
Aug 20, 2026Special Warranty Deed, Transfer
MAINSTAY TITLE, MAINSTAY NATIONAL TITLE
Oct 12, 2021Warranty Deed, Transfer
FIRST AMERICAN TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 12, 2021 · Amount on Record
Deed SaleOct 12, 2021 · Amount on Record
Prior SaleMar 5, 2013 · Amount on Record
Deed Document Number202145169
Deed Book / Page1909 / 239
Prior Transfer DateMay 29, 2012
Prior Transfer Doc0000036584
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDELAWARE OH
Recording DateSep 11, 2026
Property Address656 CONGRESS CT, DELAWARE, OH 43015-1106
Document Number0000024718
Instrument DateJul 30, 2026
Instrument202624718
Transaction TypeMortgage
Record UpdatedOct 7, 2026
Title CompanyMAINSTAY TITLE, MAINSTAY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Partnership, 267
Address591 W PUTNAM AVE, GREENWICH, CT 06830-6005
InvestorPossibly a Property Investor

Mortgage

Document Number0000024718,
DateSep 11, 2026
Instrument202624718
Lender
NameNWL CO LLC
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

August 2026: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionDELAWARE OH
Recording DateAug 20, 2026
Property Address656 CONGRESS CT, DELAWARE, OH 43015-1106
Document Number0000022880
Instrument DateJul 21, 2026
Instrument202622880
Transaction TypeTransfer
Record UpdatedSep 24, 2026
Title CompanyMAINSTAY TITLE, MAINSTAY NATIONAL TITLE

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Partnership
InvestorPossibly a Property Investor

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDELAWARE OH
Recording DateOct 12, 2021
Property Address656 CONGRESS CT, DELAWARE, OH 43015-1106
Document Number0000045169
Book / Page1909 / 239
Map ReferenceVOL 8 PG 187
Instrument DateOct 4, 2021
Instrument202100045169
Transaction TypeTransfer
Record UpdatedOct 27, 2021
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address717 N HARWOOD ST STE 2800, 2800, DALLAS, TX 75201-6525
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateOhio
CountyDelaware County
MunicipalityDelaware City
Unified School DistrictDelaware City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,875.00 (+5.16%)$95,830 (-) Land $17,780 Building $78,050$273,800 (-) Land $50,800 Building $223,000
2024$4,636.00 (-0.19%)$95,830 (-) Land $17,780 Building $78,050
2023$4,645.00$95,830 Land $17,780 Building $78,050$273,800 Land $50,800 Building $223,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims2 (2016–2017)
Claims Outside the SFHA2 of 2
Most Recent ClaimJul 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDELAWARE CITY PWS
serves 43,895 people · EPA ID OH2100311
Water SourceSurface water
Last State InspectionAug 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Breezeline
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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