Clinton County property record for 656 Cochran Rd, Midland, OH 45148
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2,100 sqft · built 2023 |
| Lot Size | 2.19 acres (95,658 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,044 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 038079-1 |
| Primary APN | 038079-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,100 sqft Living Area |
| Gross Area | 4,200 sqft |
| 1st Floor Area | 2,100 sqft |
| Basement Area | 2,100 sqft |
| Unfinished Basement | 2,100 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Conventional |
| Lot Area | 95,658 sqft (2.19 acres) |
| Garage Type | Attached - Finished |
| Garage Area | 576 sqft |
| Porch | Slab |
| Porch Area | 272 sqft |
| Pole Barn | 2,160 sqft |
| Account Number | 038079-1 |
|---|---|
| Street Address | 656 COCHRAN RD |
| City | MIDLAND |
| State | OH |
| Zip | 45148-9711 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MS 1172 SPLIT/FR 160030802000000 (22.172AC) 24 DUP SR 44-215 |
| Jurisdiction | CLINTON OH |
| Township / Civil Division | JEFFERSON |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 965000 |
Source: Clinton County records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 656 COCHRAN RD, MIDLAND, OH 45148-9711 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLINTON OH |
| Property Address | 656 COCHRAN RD, MIDLAND, OH 45148-9711 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 656 COCHRAN RD, MIDLAND, OH 45148-9711 |
| Document Number | 202600000813 |
|---|---|
| Date | Feb 23, 2026 |
| Instrument | 2026-00000813 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Mar 1, 2046 |
Source: Clinton County assessment roll, as of March 10, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clinton County |
| County Subdivision | Jefferson Township |
| Unified School District | Blanchester Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,044.00 (-25.26%) Homeowner's exemption | $113,470 (-) Land $13,370 Building $100,100 | $324,200 (-) Land $38,200 Building $286,000 |
| 2024 | $4,073.00 | $113,470 Land $13,370 Building $100,100 | $324,200 Land $38,200 Building $286,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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