Bergen County and River Vale Township property record for 656 Cobh Rd, River Vale, NJ 07675
| Property Type | Single Family Home |
|---|---|
| Details | 3,158 sqft · built 1956 |
| Lot Size | 0.488 acres (21,240 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $17,884 (2025) |
| Deeds & Mortgages | Apr 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 53-00109-0000-00007 |
| Primary APN | 53-00109-0000-00007 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,158 sqft Living Area |
| 1st Floor Area | 3,158 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 21,240 sqft (0.488 acres) |
| Lot Dimensions | 177 ft deep x 120 ft wide |
| Account Number | 010090 |
|---|---|
| Street Address | 656 COBH RD |
| City | RIVER VALE |
| State | NJ |
| Zip | 07675-6526 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | 120X177 4.8LT |
| Legal Subdivision | RIVERVALE WOODS SEC 3 |
| Legal Block | 109 |
| Legal Lot Number | 7 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RIVER VALE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 49001 |
656 Cobh Rd is owned and occupied by two individuals who acquired it in November 2000.
Source: Bergen County and River Vale Township records, as of June 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 656 COBH RD, RIVER VALE, NJ 07675-6526 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 1, 2000 |
| Deed Sale | Nov 1, 2000 |
| Prior Sale | Nov 1, 2000 |
| Deed Book / Page | 10511 / 421 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 656 COBH RD, RIVER VALE, NJ 07675-6526 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2021 |
| Name | Verified Name |
|---|---|
| Address | 656 COBH RD, RIVER VALE, NJ 07675-6526 |
| Document Number | 0041040281 |
|---|---|
| Date | Apr 26, 2021 |
| Book Page | 4104/281 |
| Instrument | 2021064452 |
| Name | MANUFACTURERS & TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 656 Cobh Rd was $17,884, up 2.6% from the year before.
Source: Bergen County and River Vale Township assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| County Subdivision | River Vale Township |
| Secondary School District | Pascack Valley Regional School District (09 - 12) |
| Elementary School District | River Vale Township School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $638,500 (-) Land $298,500 Building $340,000 | $638,500 (-) Land $298,500 Building $340,000 | |
| 2025 | $17,884.00 (+2.56%) | $638,500 Land $298,500 Building $340,000 | $638,500 Land $298,500 Building $340,000 |
| 2024 | $17,437.00 | ||
| 2023 | $638,500 Land $298,500 Building $340,000 | $638,500 Land $298,500 Building $340,000 | |
| 2022 | $16,888.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 656 Cobh Rd in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 9 (1978–2024) |
| Claims Outside the SFHA | 1 of 9 |
| Most Recent Claim | Aug 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 656 Cobh Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 83% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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