Lake County property record for 656 Chestnut St, Deerfield, IL 60015
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,680 sqft · built 1900 |
| Lot Size | 0.23 acres (10,001 sqft) |
| Owner | Individual Name on File |
| Last Sale | $360,000 (Jul 2021) |
| Tax Bill | $7,769 (2024) |
| Deeds & Mortgages | Oct 2021 Mortgage Jul 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-32-202-029 |
| Primary APN | 16-32-202-029 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,680 sqft Living Area |
| Gross Area | 2,731 sqft |
| 1st Floor Area | 960 sqft |
| 2nd Floor Area | 720 sqft |
| Upper Floors Area | 768 sqft |
| Basement Area | 960 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 10,001 sqft (0.23 acres) |
| Lot Dimensions | 200 ft deep x 50 ft wide |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 238 sqft |
| Deck Area | Deck Area |
| Patio Area | 520 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Water Source | Commercial |
| Street Address | 656 CHESTNUT ST |
|---|---|
| City | DEERFIELD |
| State | IL |
| Zip | 60015-5838 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EDWIN P. OSTERMAN-S SUB. LOT 12 |
| Legal Subdivision | EDWIN P. OSTERMAN-S SUB. |
| Legal Lot Number | 12 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | WEST DEERFIELD |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 864903 |
656 Chestnut St is owned by an individual who bought it in July 2021.
Source: Lake County records, as of April 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 705 CHESTNUT ST, DEERFIELD, IL 60015-4235 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PORTFOLIO MORTGAGE CORP |
| Jul 12, 2021 | Deed, Transfer · Conventional Mortgage AMERICAN PORTFOLIO MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 12, 2021 · Amount on File |
| Deed Sale | Jul 12, 2021 · Amount on File |
| Prior Sale | Aug 19, 2004 · Amount on File |
| Deed Document Number | 20217807008 |
| Prior Transfer Date | Aug 11, 2004 |
| Prior Transfer Doc | 0005667379 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 656 CHESTNUT ST, DEERFIELD, IL 60015-5838 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Title Company | ALTIMA TITLE LLC, ALIMA TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0007832106 |
|---|---|
| Date | Oct 6, 2021 |
| Instrument | 7832106 |
| Name | AMERICAN PORTFOLIO MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | PALATINE, IL 60067 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Jul 12, 2021 |
| Property Address | 656 CHESTNUT ST, DEERFIELD, IL 60015-5838 |
| Document Number | 0007807008 |
| Map Reference | DOC 156147 |
| Instrument Date | Jun 28, 2021 |
| Instrument | 7807008 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | ALTIMA TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $360.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 656 CHESTNUT ST, DEERFIELD, IL 60015-5838 |
| Document Number | 0007807009 |
|---|---|
| Date | Jul 12, 2021 |
| Instrument | 7807009 |
| Name | AMERICAN PORTFOLIO MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 362 Months |
| Due | Sep 1, 2051 |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | West Deerfield Township |
| Municipality | Deerfield Village |
| Elementary School District | Deerfield School District 109 (PK - 08) |
| Secondary School District | Township High School District 113 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $93,552 Land $39,303 Building $54,249 | $280,684 Land $117,921 Building $162,763 | |
| 2024 | $7,769.00 (-18.87%) | ||
| 2023 | $9,576.00 (+5.87%) | $75,525 (-25.32%) Land $33,941 Building $41,584 | $226,597 (-25.32%) Land $101,833 Building $124,764 |
| 2022 | $9,045.00 | $101,128 Land $41,158 Building $59,970 | $303,414 Land $123,486 Building $179,928 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 656 Chestnut St in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 10 (1979–1987) |
| Claims Outside the SFHA | 4 of 10 |
| Most Recent Claim | Aug 1987 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 656 Chestnut St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEERFIELD serves 19,196 people · EPA ID IL0974340 |
|---|---|
| Water Source | Purchased surface water from HIGHLAND PARK |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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