656 Chestnut Ridge Rd, Orange, CT 06477 Property Records

Orange Town property record for 656 Chestnut Ridge Rd, Orange, CT 06477

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,950 sqft · built 1955
Lot Size	0.98 acres (42,689 sqft)
Owner	2 Individual Names on File
Last Sale	$355,000 (Jun 2010)
Tax Bill	$8,656 (2026)
Deeds & Mortgages	May 2021 Mortgage Mar 2024 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`083-09-17`

Property Details

APN / Parcel Number

Primary APN	`083-09-17`
Alternative APNs	`ORAN M:83 B:9 L:17` `ORNG M:83 B:9 L:17` `76000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,950 sqft Living Area
Gross Area	3,809 sqft
1st Floor Area	975 sqft
Basement Area	975 sqft
Unfinished Basement	975 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	42,689 sqft (0.98 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	76000
Street Address	656 CHESTNUT RIDGE RD
City	ORANGE
State	CT
Zip	06477-2029
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Block	9
Legal Lot Number	17
Jurisdiction	ORANGE CT
Township / Civil Division	ORANGE
Census Block Group	3
Census Block	3010
Census Tract	157400

Owner

656 Chestnut Ridge Rd is owned and occupied by two individuals who bought it in June 2010.

Source: Orange Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	656 CHESTNUT RIDGE RD, ORANGE, CT 06477-2029
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 13, 2021	Deed of Trust, Mortgage · Balloon Mortgage CARDINAL FINANCIAL COMPANY LP
Mar 5, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK
May 13, 2021	Deed of Trust, Mortgage · Balloon Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2010 · Amount on File
Deed Sale	Jun 22, 2010 · Amount on File
Prior Sale	May 8, 1995 · Amount on File
Deed Book / Page	595 / 1027
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CT
Property Address	656 CHESTNUT RIDGE RD, ORANGE, CT 06477-2029
Transaction Type	Mortgage
Record Updated	Jul 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00000705-7
Date	May 13, 2021
Book Page	705/7

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CT
Property Address	656 CHESTNUT RIDGE RD, ORANGE, CT 06477-2029
Transaction Type	Mortgage
Record Updated	Jul 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000729-486
Date	Mar 5, 2024
Book Page	729/486

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Apr 1, 2049

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CT
Property Address	656 CHESTNUT RIDGE RD, ORANGE, CT 06477-2029
Transaction Type	Mortgage
Record Updated	May 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	705-7
Date	May 13, 2021
Book Page	705/7

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 656 Chestnut Ridge Rd was $8,656, down 1.8% from the year before.

Source: Orange Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Orange Town
Elementary School District	Orange School District (PK - 06)
Secondary School District	Regional School District 05 (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,656.00 (-1.76%)	$315,900 (+4.33%) Land $180,700 Building $135,200	$585,193 (+176.09%)
2025	$8,811.00	$302,800 Land $180,700 Building $122,100	$211,960 Land $126,490 Building $85,470
2024	$8,811.00 (+24.98%)
2023	$7,050.00 (-1.22%)	$218,200 (-) Land $132,000 Building $86,200
2022	$7,137.00	$218,200 Land $132,000 Building $86,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 656 Chestnut Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 656 Chestnut Ridge Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Fiber	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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