656 Chestnut Dr, Thomson, GA 30824 Property Records

McDuffie County property record for 656 Chestnut Dr, Thomson, GA 30824

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,320 sqft · built 1978
Lot Size	0.39 acres (16,988 sqft)
Owner	2 Individual Names on Record
Last Sale	$172,500 (Apr 2012)
Tax Bill	$2,838 (2025)
Deeds & Mortgages	Jul 2019 Line of Credit Oct 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0T020 00000 005 000`

Property Details

APN / Parcel Number

Primary APN	`0T020 00000 005 000`
Alternative APN	`8982`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,320 sqft Heated Area
1st Floor Area	1,482 sqft
2nd Floor Area	838 sqft
Flooring	Wood
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1999
Exterior Material	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,988 sqft (0.39 acres)
Lot Dimensions	140 ft deep x 120 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	30 sqft
Deck Area	264 sqft
Patio Area	42 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	8982
Street Address	656 CHESTNUT DR
City	THOMSON
State	GA
Zip	30824-1819
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1R
Legal Description	656 CHESTNUT DR
Legal Subdivision	HICKORY HILL
Legal Block	M
Legal Lot Number	8
Jurisdiction	MCDUFFIE GA
Township / Civil Division	THOMSON
Census Block Group	2
Census Block	2000
Census Tract	950300

Owner

Source: McDuffie County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	656 CHESTNUT DR, THOMSON, GA 30824-1819
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2019	Deed of Trust, Mortgage · Line of Credit FARMERS STATE BANK
Oct 2, 2023	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 26, 2012 · Amount on Record
Deed Sale	Apr 26, 2012 · Amount on Record
Prior Sale	Apr 5, 2005 · Amount on Record
Deed Document Number	2012248
Deed Book / Page	582 / 201
Record Updated	Oct 29, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDUFFIE GA
Property Address	656 CHESTNUT DR, THOMSON, GA 30824-1819
Transaction Type	Mortgage
Record Updated	May 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	656 CHESTNUT DR, THOMSON, GA 30824-1819

Mortgage

Document Number	0000000678/0000000206
Date	Jul 29, 2019
Book Page	0000000678/0000000206

Lender

Name	FARMERS STATE BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 1, 2029

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDUFFIE GA
Recording Date	Oct 2, 2023
Property Address	656 CHESTNUT DR, THOMSON, GA 30824-1819
Document Number	000737/985
Book / Page	737 / 985
Instrument Date	Sep 29, 2023
Transaction Type	Transfer
Record Updated	Jan 9, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2.58
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	GA
Investor	Possibly a Property Investor

Mortgage

Document Number	0000737987
Date	Oct 2, 2023
Instrument	737/987

Lender

Name	MORTGAGE RESEARCH CENTER

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	351 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

Source: McDuffie County assessment roll, as of January 9, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	McDuffie County
Municipality	Thomson City
Unified School District	McDuffie County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$112,415 (+0.92%) Land $8,868 Building $103,547	$281,039 (+0.92%) Land $22,171 Building $258,868
2025	$2,838.00 (+3.65%) Homeowner's exemption Senior Citizen's exemption	$111,390 (+5.11%) Land $8,652 Building $102,738	$278,475 (+5.11%) Land $21,630 Building $256,845
2024	$2,738.00 (+4.7%) Homeowner's exemption Senior Citizen's exemption	$105,972 (+4.32%) Land $8,400 Building $97,572	$264,931 (+4.32%) Land $21,000 Building $243,931
2023	$2,615.00 (-12.51%) Homeowner's exemption	$101,585 (+10.77%) Land $8,000 Building $93,585	$253,962 (+10.77%) Land $20,000 Building $233,962
2022	$2,989.00 Homeowner's exemption	$91,708 Land $8,000 Building $83,708	$229,269 Land $20,000 Building $209,269

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 82% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	THOMSON-MCDUFFIE CO W&S COMM serves 21,312 people · EPA ID GA1890001
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 Haloacetic acids resolved · Jul 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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