Nevada County property record for 656 Charlene Ln, Grass Valley, CA 95945
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,828 sqft · built 1939 |
| Lot Size | 1 acre (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $280,000 (Mar 2004) |
| Tax Bill | $5,725 (2025) |
| Deeds & Mortgages | Feb 2026 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 035-270-001-000 |
| Primary APN | 035-270-001-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,828 sqft Living Area |
| 1st Floor Area | 1,828 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Traditional |
| Lot Area | 43,560 sqft |
| View / Lot | Average |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Patio Area | 1,828 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 35-270-01-000 |
|---|---|
| Street Address | 656 CHARLENE LN |
| City | GRASS VALLEY |
| State | CA |
| Zip | 95945-7858 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PTN NW 1/4 OF NE 1/4 23-16-8 |
| Legal Range | 8E |
| Legal Township | 16N |
| Legal Section | 23 |
| Legal Subdivision | TOWNSITE OF SOUTH GRASS VALLEY |
| Jurisdiction | NEVADA CA |
| Township / Civil Division | GRASS VALLEY |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 504 |
656 Charlene Ln is owned and occupied by two individuals who acquired it in April 2007.
Source: Nevada County records, as of July 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 656 CHARLENE LN, GRASS VALLEY, CA 95945-7858 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 12, 2004 · Amount on File |
| Deed Sale | Mar 12, 2004 · Amount on File |
| Deed Document Number | 20049007 |
| Last Transfer Date | Apr 9, 2007 |
| Transfer Doc | 0000012183 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEVADA CA |
| Property Address | 656 CHARLENE LN, GRASS VALLEY, CA 95945-7858 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Name | Verified Name |
|---|---|
| Address | 656 CHARLENE LN, GRASS VALLEY, CA 95945-7858 |
| Document Number | 0000001956 |
|---|---|
| Date | Feb 11, 2026 |
| Instrument | 20260001956 |
| Name | POINT DIGITAL FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Address | PALO ALTO, CA 94302 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 656 Charlene Ln was $5,725 with a homeowner's exemption.
Source: Nevada County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | California |
| County | Nevada County |
| Municipality | Grass Valley City |
| Elementary School District | Grass Valley Elementary School District (KG - 08) |
| Secondary School District | Nevada Joint Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $545,378 (+2%) Land $217,526 Building $327,852 | ||
| 2025 | $5,725.00 Homeowner's exemption | $534,685 Land $213,261 Building $321,424 | |
| 2023 | $5,469.00 (+0.92%) Homeowner's exemption | $513,925 Land $204,981 Building $308,944 | $522,450 |
| 2022 | $5,419.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 656 Charlene Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 20, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 656 Charlene Ln is high, ranking above 79% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 79% of the US · above 56% of California |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEVADA ID - E. GEORGE, BANNER MOUNTAIN serves 17,154 people · EPA ID CA2910004 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| SmarterBroadband Fixed Wireless | 100 / 25 |
May also be available: DigitalPath, T-Mobile.
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