Montgomery County property record for 656 Central Ave, Souderton, PA 18964
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,680 sqft · built 1950 |
| Lot Size | 0.198 acres (8,604 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $219,000 (Dec 2012) |
| Tax Bill | $5,508 (2026) |
| Deeds & Mortgages | Apr 2024 Line of Credit Apr 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-00-01280-00-4 |
| Primary APN | 21-00-01280-00-4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,680 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 8,604 sqft (0.198 acres) |
| Lot Width | 72 ft Width |
| Garage Area | 275 sqft |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 104 sqft |
| Deck Area | Deck Area |
| Patio Area | 224 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 656 CENTRAL AVE |
|---|---|
| City | SOUDERTON |
| State | PA |
| Zip | 18964-1123 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | ASSESSOR BLOCK-UNIT NUMBER 35-24 |
| Legal Subdivision | CENTRAL AVE |
| Legal Block | 35 |
| Legal Lot Number | 24 |
| Jurisdiction | MONTGOMERY PA |
| Township / Civil Division | SOUDERTON |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 207202 |
Source: Montgomery County records, as of June 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 656 CENTRAL AVE, SOUDERTON, PA 18964-1123 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 3, 2024 | Deed of Trust, Mortgage · Line of Credit AMERICAN HERITAGE CU |
| Apr 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA |
| Jun 12, 2019 | Quit Claim Deed, Mortgage · Conventional with PMI CITIZENS BK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 3, 2012 · Amount on Record |
| Deed Sale | Dec 3, 2012 · Amount on Record |
| Prior Sale | Oct 2, 2003 · Amount on Record |
| Deed Document Number | 2012120745 |
| Deed Book / Page | 5856 / 659 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY PA |
| Property Address | 656 CENTRAL AVE, SOUDERTON, PA 18964-1123 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2024 |
| Title Company | UNIVERSAL ABSTRACT SERVICES LLC, UNIVERSAL STLMT SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 0158841966 |
|---|---|
| Date | Apr 3, 2024 |
| Book Page | 15884/1966 |
| Instrument | 2024016019 |
| Name | AMERICAN HERITAGE CU |
|---|---|
| Type | Credit Union |
| Address | PHILADELPHIA, PA 19115 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 216 Months |
| Due | Apr 2, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY PA |
| Property Address | 656 CENTRAL AVE, SOUDERTON, PA 18964-1123 |
| Transaction Type | Mortgage |
| Record Updated | Mar 7, 2024 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 01521300118 |
|---|---|
| Date | Apr 5, 2021 |
| Book Page | 15213/00118 |
| Instrument | 2021037563 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONTGOMERY PA |
| Recording Date | Jun 12, 2019 |
| Property Address | 656 CENTRAL AVE, SOUDERTON, PA 18964-1123 |
| Document Number | 0061392587 |
| Book / Page | 006139 / 002587 |
| Instrument Date | May 24, 2019 |
| Instrument | 37226 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2019 |
| Title Company | PARAMOUNT PROPERTY SEARCH INC, PARAMOUNT PROP SEARCH INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 656 CENTRAL AVE SOUDERTON PA 189641123, SOUDERTON, PA 18964-1123 |
| Document Number | 146990027 |
|---|---|
| Date | Jun 12, 2019 |
| Book Page | 014699/000027 |
| Instrument | 37227 |
| Name | CITIZENS BK NA |
|---|---|
| Address | PROVIDENCE, RI 02903 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 11, 2049 |
Source: Montgomery County assessment roll, as of June 1, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Montgomery County |
| Municipality | Souderton Borough |
| Unified School District | Souderton Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,508.00 | $106,900 (-) | $106,900 (-) |
| 2025 | $5,508.00 (+14.08%) | ||
| 2024 | $106,900 (-) Land $42,530 Building $64,370 | ||
| 2023 | $4,828.00 (+6.34%) | $106,900 Land $42,530 Building $64,370 | |
| 2022 | $4,540.00 | ||
| 1998 | $106,900 (-) Land $42,530 Building $64,370 | ||
| 1996 | $106,900 Land $42,530 Building $64,370 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.4% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH PENN WATER AUTHORITY serves 91,941 people · EPA ID PA1460034 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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