Bonner County property record for 656 Cedar Ave, Ponderay, ID 83852
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,334 sqft · built 1973 |
| Lot Size | 0.275 acres (11,979 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $239 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | RPP0350010017AA |
| Primary APN | RPP0350010017AA |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,334 sqft Finished Area |
| 1st Floor Area | 1,334 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Exterior Material | Concrete |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Galvanized Metal |
| Lot Area | 11,979 sqft (0.275 acres) |
| Garage Type | Attached |
| Garage Area | 580 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pole Barn | 50 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Street Address | 656 CEDAR AVE |
|---|---|
| City | PONDERAY |
| State | ID |
| Zip | 83852-7000 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 11-57N-2W PONDERAY BLK 10 N 10 FT OF LOT 17 ALL OF 18,19 & 20 2022 TINY HOME 9 X 23 TH |
| Legal Range | 02W |
| Legal Township | 57N |
| Legal Section | 11 |
| Legal Subdivision | PONDERAY |
| Legal Block | 10 |
| Legal Lot Number | 17 |
| Jurisdiction | BONNER ID |
| Township / Civil Division | SANDPOINT |
| Census Block Group | 1 |
| Census Block | 1064 |
| Census Tract | 950203 |
656 Cedar Ave is owned and occupied by an individual who acquired it in March 2021.
Source: Bonner County records, as of October 15, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 462, PONDERAY, ID 83852-0462 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Mar 29, 2021 |
| Transfer Doc | 0000979524 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 656 Cedar Ave was $239 with a homeowner's exemption, up 82.4% from the year before.
Source: Bonner County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | Idaho |
| County | Bonner County |
| Municipality | Ponderay City |
| Unified School District | Lake Pend Oreille School District 84 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $239.00 (+82.44%) Homeowner's exemption | $272,305 (-) Land $131,375 Building $140,930 | $272,305 (-) Land $131,375 Building $140,930 |
| 2025 | $131.00 Homeowner's exemption | $272,305 Land $131,375 Building $140,930 | $272,305 Land $131,375 Building $140,930 |
| 2023 | $728.00 Homeowner's exemption | $293,742 Land $115,979 Building $177,763 | $293,742 Land $115,979 Building $177,763 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 656 Cedar Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 9 units insured incl. 8 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 656 Cedar Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 95% of Idaho |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SANDPOINT PUBLIC WORKS DEPT serves 12,284 people · EPA ID ID1090121 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2024–2026) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jul 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vyve Broadband Cable · Fiber in parts of the area | 1,000 / 50 |
| MountainLink Fixed Wireless | 250 / 50 |
| Intermax Networks Fixed Wireless | 100 / 20 |
May also be available: T-Mobile, Ting, Verizon, Ziply Fiber.
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