Santa Clara County property record for 656 Carino Ter, Milpitas, CA 95035
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,772 sqft · built 2006 |
| Lot Size | 0.037 acres (1,599 sqft) |
| Owner | Trust Name on File |
| Last Sale | $706,000 (Dec 2007) |
| Tax Bill | $11,507 (2025) |
| Deeds & Mortgages | Dec 2017 Line of Credit |
| Flood Zone | Zone X (moderate risk) |
| APN | 083-17-045 |
| Primary APN | 083-17-045 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,772 sqft Living Area |
| 1st Floor Area | 780 sqft |
| 2nd Floor Area | 817 sqft |
| Basement Area | 175 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 1,599 sqft (0.037 acres) |
| Garage Area | 448 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 656 CARINO TER |
|---|---|
| City | MILPITAS |
| State | CA |
| Zip | 95035-8660 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 56 |
| Legal Subdivision | CIELO TERRA SERENA |
| Legal Tract | 9697 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SAN JOSE |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 504508 |
656 Carino Ter is held in a trust since May 2016.
Source: Santa Clara County records, as of July 27, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 230 ACOMA WAY, FREMONT, CA 94539-7508 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 11, 2007 · Amount on File |
| Deed Sale | Dec 11, 2007 · Amount on File |
| Deed Document Number | 200719678411 |
| Last Transfer Date | May 6, 2016 |
| Transfer Doc | 0023388589 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 656 CARINO TER, MILPITAS, CA 95035-8660 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMERICAN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0023819755 |
|---|---|
| Date | Dec 5, 2017 |
| Instrument | 23819755 |
| Name | UNIVEST BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | FLINT, MI 48501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 143 Months |
| Due | Nov 21, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 656 Carino Ter was $11,507.
Source: Santa Clara County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | Milpitas City |
| Unified School District | Milpitas Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $945,584 (+2%) Land $567,257 Building $378,327 | |
| 2025 | $11,507.00 | $927,044 Land $556,135 Building $370,909 |
| 2023 | $11,152.00 (+0.62%) | $891,048 Land $534,541 Building $356,507 |
| 2022 | $11,083.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 656 Carino Ter in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 36 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 48 units insured incl. 12 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 656 Carino Ter is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MILPITAS serves 81,915 people · EPA ID CA4310005 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Tekify Fiber & Wireless Fixed Wireless | 425 / 80 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| Ridge Wireless Fixed Wireless | 100 / 60 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: GeoLinks, Sail Internet, T-Mobile.
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