Alameda County property record for 656 Capell St, Oakland, CA 94610
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,338 sqft · built 1929 |
| Lot Size | 0.113 acres (4,900 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,250,000 (Nov 2022) |
| Tax Bill | $18,484 (2025) |
| Deeds & Mortgages | Nov 2022 Sale & Mortgage Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-466-16 |
| Primary APN | 23-466-16 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,338 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 1929 |
| Architectural Style | L-Shape |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 4,900 sqft (0.113 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 656 CAPELL ST |
|---|---|
| City | OAKLAND |
| State | CA |
| Zip | 94610-3835 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT: 00016 BLK: AR: 0023 PAGE: 0466 |
| Legal Subdivision | EXCELSIOR HEIGHTS |
| Legal Block | N |
| Legal Lot Number | 12 |
| Jurisdiction | ALAMEDA CA |
| Township / Civil Division | OAKLAND |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 405200 |
656 Capell St is owned and occupied by two individuals who bought it in November 2022.
Source: Alameda County records, as of August 5, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 656 CAPELL ST, OAKLAND, CA 94610-3835 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 8, 2022 | Grant Deed, Transfer · Conventional Mortgage MUFG UNION BANK NA |
| Aug 5, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LAND HOME FINANCIAL SERVICES |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 8, 2022 · Amount on File |
| Deed Sale | Nov 8, 2022 · Amount on File |
| Prior Sale | Sep 27, 2012 · Amount on File |
| Deed Document Number | 2022182980 |
| Prior Transfer Date | Apr 4, 2013 |
| Prior Transfer Doc | 0000128265 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Recording Date | Nov 8, 2022 |
| Property Address | 656 CAPELL ST, OAKLAND, CA 94610-3835 |
| Document Number | 0000182980 |
| Map Reference | MB 14 PG 25 |
| Instrument Date | Oct 25, 2022 |
| Instrument | 2022182980 |
| Transaction Type | Transfer |
| Record Updated | Dec 6, 2022 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $20,125.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 656 CAPELL ST, OAKLAND, CA 94610-3835 |
| Document Number | 0000182981 |
|---|---|
| Date | Nov 8, 2022 |
| Instrument | 2022182981 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Type Change Date | Dec 1, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 7.75% |
| Index | Other |
| Max Rate | 11.7% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Property Address | 656 CAPELL ST, OAKLAND, CA 94610-3835 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | OLD REPUBLIC TTL CO BERKELEY |
| Name | Verified Name |
|---|---|
| Address | 656 CAPELL ST, OAKLAND, CA 94610-3835 |
| Document Number | 0000188271 |
|---|---|
| Date | Aug 5, 2020 |
| Instrument | 2020188271 |
| Name | LAND HOME FINANCIAL SERVICES |
|---|---|
| Type | Mortgage Company |
| Address | CONCORD, CA 94520 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2050 |
The 2025 property tax bill for 656 Capell St was $18,484 with a homeowner's exemption.
Source: Alameda County assessment roll, as of August 5, 2026
| Type | Name |
|---|---|
| State | California |
| County | Alameda County |
| Municipality | Oakland City |
| Unified School District | Oakland Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,319,500 (+1.46%) Land $397,950 Building $928,550 | ||
| 2025 | $18,484.00 Homeowner's exemption | $1,300,500 Land $390,150 Building $910,350 | |
| 2023 | $18,854.00 Homeowner's exemption | $1,250,000 Land $375,000 Building $875,000 | $1,223,280 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 656 Capell St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 656 Capell St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 903 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sonic Telecom Fiber | 10,000 / 10,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Unwired Fixed Wireless | 300 / 25 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GeoLinks, Google Fiber.
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