656 Caney Trail Dr, Wharton, TX 77488 Property Records

Wharton County property record for 656 Caney Trail Dr, Wharton, TX 77488

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,616 sqft · built 1985
Lot Size	2.29 acres (99,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$398,601 (Jan 2023)
Tax Bill	$3,964 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jan 2023 Mortgage
Flood Zone	Zone AE (high risk)
APN	`10195-000-030-00`

Property Details

APN / Parcel Number

Primary APN	`10195-000-030-00`
Alternative APNs	`R012437` `12437`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,616 sqft Living Area
Gross Area	3,936 sqft
1st Floor Area	2,616 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2003
Lot Area	99,970 sqft
Garage Type	Attached
Garage Area	1,320 sqft
Porch	Open Porch
Porch Area	130 sqft
Patio Area	590 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1019500003000
Street Address	656 CANEY TRAIL DR
City	WHARTON
State	TX
Zip	77488-2578
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CANEY TRAILS 1 LOT 3
Legal Subdivision	CANEY TRAILS 1
Legal Tract	3
Legal Block	2
Legal Lot Number	3
Jurisdiction	WHARTON TX
Township / Civil Division	WHARTON
Census Block Group	2
Census Block	2043
Census Tract	740400

Owner

Source: Wharton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	656 CANEY TRAIL DR, WHARTON, TX 77488-2578
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jan 4, 2023	Vendor's Lien, Transfer · Conventional Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 4, 2023 · Amount on Record
Deed Sale	Jan 4, 2023 · Amount on Record
Prior Sale	Jul 31, 2012 · Amount on Record
Deed Document Number	202333
Deed Book / Page	1293 / 641
Prior Transfer Date	Jul 30, 2012
Prior Transfer Doc	000894/022
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHARTON TX
Property Address	656 CANEY TRAIL DR, WHARTON, TX 77488-2578
Transaction Type	Mortgage
Record Updated	Nov 16, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	656 CANEY TRAIL DR, WHARTON, TX 77488-2578

Mortgage

Document Number	001202/707
Date	Jan 21, 2021
Book Page	1202/707
Instrument	2021-00000394

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	259 Months
Due	Aug 1, 2042

January 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WHARTON TX
Recording Date	Jan 4, 2023
Property Address	656 CANEY TRAIL DR, WHARTON, TX 77488-2578
Document Number	001293/641
Book / Page	1293 / 641
Map Reference	VOL 484 PG 306
Instrument Date	Dec 20, 2022
Instrument	2023-00000033
Transaction Type	Transfer
Record Updated	Nov 16, 2023
Title Company	STEWART TITLE, STEWART TTL OF COASTAL BEND

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	656 CANEY TRAIL DR, WHARTON, TX 77488-2578

Mortgage

Document Number	202300000034
Date	Jan 4, 2023
Instrument	2023-00000034

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

Source: Wharton County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Wharton County
Unified School District	Wharton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$361,729 (+1%)	$424,360 (+7.48%) Land $86,063 Building $338,297
2025	$3,964.00 (-6.49%) Homeowner's exemption	$328,845 (-11.96%)	$394,827 (+5.7%) Land $86,063 Building $308,764
2023		$373,524 Land $86,063 Building $287,461	$373,524 Land $86,063 Building $287,461
2022	$4,239.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 100 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	100 in force
Nearby Flood Claims	37 (1994–2019)
Claims Outside the SFHA	10 of 37
Most Recent Claim	Jun 2019 · rainfall accumulation
Claims by Event	Hurricane Harvey, Sep 2017 · 16 claims Tropical Storm Fay, Sep 2002 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 68% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Rise Broadband Fiber	1,000 / 200
Sparklight Cable	1,000 / 50
Skynet Fixed Wireless	100 / 50

May also be available: Nextlink.

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