656 Cambridge Ave, Elburn, IL 60119 Property Records

Kane County property record for 656 Cambridge Ave, Elburn, IL 60119

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,233 sqft · built 1998
Lot Size	0.404 acres (17,607 sqft)
Owner	2 Individual Names on File
Last Sale	$355,000 (Nov 2023)
Tax Bill	$8,506 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Aug 2021 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`11-06-469-018`

Property Details

APN / Parcel Number

Primary APN	`11-06-469-018`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,233 sqft Living Area
Basement Area	1,233 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Ranch
Exterior Material	Metal
Lot Area	17,607 sqft (0.404 acres)
Garage Area	410 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Water Source	Commercial

Location & Zoning

Street Address	656 CAMBRIDGE AVE
City	ELBURN
State	IL
Zip	60119-8346
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CAMBRIDGE WEST, PHASE 1 LOT 23
Legal Subdivision	CAMBRIDGE WEST
Legal Phase	1
Legal Block	1
Legal Lot Number	23
Jurisdiction	KANE IL
Township / Civil Division	BLACKBERRY
Census Block Group	1
Census Block	1058
Census Tract	854507

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	656 CAMBRIDGE AVE, ELBURN, IL 60119-8346
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED HOME LOANS INC
Aug 24, 2021	Warranty Deed, Transfer · Line of Credit CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2023 · Amount on File
Deed Sale	Nov 14, 2023 · Amount on File
Prior Sale	Aug 24, 2021 · Amount on File
Deed Document Number	202340028
Record Updated	Oct 29, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Nov 14, 2023
Property Address	656 CAMBRIDGE AVE, ELBURN, IL 60119-8346
Document Number	0000040028
Instrument Date	Jun 5, 2023
Instrument	2023K040028
Transaction Type	Transfer
Record Updated	Nov 21, 2023
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$355.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	656 CAMBRIDGE AVE, ELBURN, IL 60119-8346

Mortgage

Document Number	0000040029
Date	Nov 14, 2023
Instrument	2023K040029

Lender

Name	UNITED HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	356 Months
Due	Jul 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.62%

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Aug 24, 2021
Property Address	656 CAMBRIDGE AVE, ELBURN, IL 60119-8346
Document Number	0000064822
Instrument Date	Jul 16, 2021
Instrument	2021K064822
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$310.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	656 CAMBRIDGE AVE, ELBURN, IL 60119-8346

Mortgage

Document Number	0000064823
Date	Aug 24, 2021
Instrument	2021K064823

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Blackberry Township
Municipality	Elburn Village
Unified School District	Kaneland Community Unit School District 302 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,506.00 (+24.59%)	$115,012 (+8.89%) Land $20,322 Building $94,690	$345,174 (+8.89%) Land $60,990 Building $284,184
2024		$105,622 (+33.82%) Land $18,663 Building $86,959	$316,993 (+33.87%) Land $56,011 Building $260,981
2022	$6,827.00 (+6.36%) Homeowner's exemption	$78,931 (+7.16%) Land $15,459 Building $63,472	$236,793 (+7.16%) Land $46,377 Building $190,416
2021	$6,419.00 Homeowner's exemption	$73,659 Land $14,796 Building $58,863	$220,977 Land $44,388 Building $176,589

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELBURN serves 6,559 people · EPA ID IL0890300
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity.

Nearby Properties on Cambridge Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures