Middlesex County and Billerica Town property record for 656 Boston Rd, Billerica, MA 01821
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,621 sqft · built 2018 |
| Lot Size | 0.186 acres (8,085 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $625,000 (Jul 2019) |
| Tax Bill | $9,787 (2026) |
| Deeds & Mortgages | Jul 2025 Mortgage Jul 2021 Refinance + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | BILL M:0080 B:0077 L:0 |
| Primary APN | BILL M:0080 B:0077 L:0 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,621 sqft Living Area |
| Gross Area | 4,680 sqft |
| Basement Area | 932 sqft |
| Unfinished Basement | 559 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,085 sqft (0.186 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 656 BOSTON RD |
|---|---|
| City | BILLERICA |
| State | MA |
| Zip | 01821-5318 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 4 |
| Legal Block | 77 |
| Jurisdiction | BILLERICA MA |
| Township / Civil Division | BILLERICA |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 316201 |
656 Boston Rd is owned and occupied by two individuals who bought it in July 2019.
Source: Middlesex County and Billerica Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 656 BOSTON RD, BILLERICA, MA 01821-5318 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 28, 2025 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) DIGITAL FCU |
| Jul 30, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance DIGITAL FCU |
| Jul 25, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Jul 25, 2019 | Quit Claim Deed, Transfer · FHA Mortgage LEADER BANK NA |
| Feb 11, 2019 | Quit Claim Deed, Transfer Quitclaim |
| Jul 13, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Jul 13, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 25, 2019 · Amount on File |
| Deed Sale | Jul 25, 2019 · Amount on File |
| Prior Sale | Jul 13, 2018 · Amount on File |
| Deed Book / Page | 33182 / 276 |
| Prior Transfer Date | Jul 23, 2019 |
| Prior Transfer Doc | 33182-272 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BILLERICA MA |
| Property Address | 656 BOSTON RD, BILLERICA, MA 01821-5318 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 039409-126 |
|---|---|
| Date | Jul 28, 2025 |
| Book Page | 39409/126 |
| Instrument | 23062 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Aug 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BILLERICA MA |
| Property Address | 656 BOSTON RD, BILLERICA, MA 01821-5318 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 036069-210 |
|---|---|
| Date | Jul 30, 2021 |
| Book Page | 36069/210 |
| Instrument | 44909 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BILLERICA MA |
| Recording Date | Jul 25, 2019 |
| Property Address | 656 BOSTON RD, BILLERICA, MA 01821-5318 |
| Document Number | 33182-272 |
| Book / Page | 033182 / 000272 |
| Instrument Date | Jul 23, 2019 |
| Instrument | 30200 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 117 DUDLEY RD BILLERICA MA 018214143, BILLERICA, MA 01821-4143 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BILLERICA MA |
| Recording Date | Jul 25, 2019 |
| Property Address | 656 BOSTON RD, BILLERICA, MA 01821-5318 |
| Document Number | 33182-276 |
| Book / Page | 33182 / 276 |
| Instrument Date | Jul 22, 2019 |
| Instrument | 30202 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 656 BOSTON RD, BILLERICA, MA 01821-5318 |
| Document Number | 30203 |
|---|---|
| Date | Jul 25, 2019 |
| Instrument | 30203 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BILLERICA MA |
| Recording Date | Feb 11, 2019 |
| Property Address | 656 BOSTON RD, BILLERICA, MA 01821-5318 |
| Document Number | 32760-96 |
| Book / Page | 032760 / 000096 |
| Instrument Date | Feb 8, 2019 |
| Instrument | 5180 |
| Transaction Type | Transfer |
| Record Updated | Feb 26, 2019 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 117 DUDLEY RD BILLERICA MA 018214143, BILLERICA, MA 01821-4143 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BILLERICA MA |
| Recording Date | Jul 13, 2018 |
| Property Address | 656 BOSTON RD, BILLERICA, MA 01821-5318 |
| Document Number | 32237-206 |
| Book / Page | 032237 / 000206 |
| Instrument Date | Jul 13, 2018 |
| Instrument | 29599 |
| Transaction Type | Transfer |
| Record Updated | Jul 31, 2018 |
| Amount | Amount on Record |
|---|---|
| Tax | $1,035.12 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 117 DUDLEY RD BILLERICA MA 018214143, BILLERICA, MA 01821-4143 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BILLERICA MA |
| Recording Date | Jul 13, 2018 |
| Property Address | 656 BOSTON RD, BILLERICA, MA 01821-5318 |
| Document Number | 32237-203 |
| Book / Page | 032237 / 000203 |
| Instrument Date | Jul 12, 2018 |
| Instrument | 29598 |
| Transaction Type | Transfer |
| Record Updated | Jul 31, 2018 |
| Amount | Amount on Record |
|---|---|
| Tax | $943.92 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 6R NILE ST BILLERICA MA 018215507, BILLERICA, MA 01821-5507 |
The 2026 property tax bill for 656 Boston Rd was $9,787, up 3% from the year before.
Source: Middlesex County and Billerica Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Billerica Town |
| Unified School District | Billerica School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,787.00 (+3.02%) | $843,000 (+0.9%) Land $264,400 Building $578,600 | $821,465 (-) |
| 2025 | $9,500.00 (+3.61%) | $835,500 (+2.88%) Land $256,900 Building $578,600 | $821,465 (+2.66%) |
| 2024 | $9,169.00 (+3.91%) | $812,100 (+9.24%) Land $241,400 Building $570,700 | $800,185 |
| 2023 | $8,824.00 | $743,400 Land $208,700 Building $534,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 656 Boston Rd in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 17 (1982–2011) |
| Claims Outside the SFHA | 9 of 17 |
| Most Recent Claim | Mar 2011 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 656 Boston Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BILLERICA WATER WORKS serves 42,119 people · EPA ID MA3031000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Bromate resolved · Apr 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures