656 Boston Rd, Billerica, MA 01821 Property Records

Middlesex County and Billerica Town property record for 656 Boston Rd, Billerica, MA 01821

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,621 sqft · built 2018
Lot Size0.186 acres (8,085 sqft)
Owner2 Individual Names on File
Last Sale$625,000 (Jul 2019)
Tax Bill$9,787 (2026)
Deeds & MortgagesJul 2025 Mortgage
Jul 2021 Refinance
+ 5 more
Flood ZoneZone X (minimal risk)
APNBILL M:0080 B:0077 L:0

Property Details

APN / Parcel Number

Primary APNBILL M:0080 B:0077 L:0

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,621 sqft Living Area
Gross Area4,680 sqft
Basement Area932 sqft
Unfinished Basement559 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,085 sqft (0.186 acres)
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address656 BOSTON RD
CityBILLERICA
StateMA
Zip01821-5318
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code4
Legal Block77
JurisdictionBILLERICA MA
Township / Civil DivisionBILLERICA
Census Block Group2
Census Block2007
Census Tract316201

Owner

656 Boston Rd is owned and occupied by two individuals who bought it in July 2019.

Source: Middlesex County and Billerica Town records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address656 BOSTON RD, BILLERICA, MA 01821-5318
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 28, 2025Deed of Trust, Mortgage · Second Mortgage (Down Payment)
DIGITAL FCU
Jul 30, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
DIGITAL FCU
Jul 25, 2019Quit Claim Deed, Transfer
NOT AVAILABLE
Jul 25, 2019Quit Claim Deed, Transfer · FHA Mortgage
LEADER BANK NA
Feb 11, 2019Quit Claim Deed, Transfer
Quitclaim
Jul 13, 2018Quit Claim Deed, Transfer
Quitclaim
Jul 13, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 25, 2019 · Amount on File
Deed SaleJul 25, 2019 · Amount on File
Prior SaleJul 13, 2018 · Amount on File
Deed Book / Page33182 / 276
Prior Transfer DateJul 23, 2019
Prior Transfer Doc33182-272
Record UpdatedOct 29, 2026

July 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBILLERICA MA
Property Address656 BOSTON RD, BILLERICA, MA 01821-5318
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number039409-126
DateJul 28, 2025
Book Page39409/126
Instrument23062
Lender
NameDIGITAL FCU
TypeCredit Union
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount on Record
Term241 Months
DueAug 1, 2045

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBILLERICA MA
Property Address656 BOSTON RD, BILLERICA, MA 01821-5318
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number036069-210
DateJul 30, 2021
Book Page36069/210
Instrument44909
Lender
NameDIGITAL FCU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueAug 1, 2051

July 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBILLERICA MA
Recording DateJul 25, 2019
Property Address656 BOSTON RD, BILLERICA, MA 01821-5318
Document Number33182-272
Book / Page033182 / 000272
Instrument DateJul 23, 2019
Instrument30200
Transaction TypeTransfer
Record UpdatedAug 13, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address117 DUDLEY RD BILLERICA MA 018214143, BILLERICA, MA 01821-4143

July 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBILLERICA MA
Recording DateJul 25, 2019
Property Address656 BOSTON RD, BILLERICA, MA 01821-5318
Document Number33182-276
Book / Page33182 / 276
Instrument DateJul 22, 2019
Instrument30202
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address656 BOSTON RD, BILLERICA, MA 01821-5318

Mortgage

Document Number30203
DateJul 25, 2019
Instrument30203
Lender
NameLEADER BANK NA
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount on Record

February 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBILLERICA MA
Recording DateFeb 11, 2019
Property Address656 BOSTON RD, BILLERICA, MA 01821-5318
Document Number32760-96
Book / Page032760 / 000096
Instrument DateFeb 8, 2019
Instrument5180
Transaction TypeTransfer
Record UpdatedFeb 26, 2019

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address117 DUDLEY RD BILLERICA MA 018214143, BILLERICA, MA 01821-4143

July 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBILLERICA MA
Recording DateJul 13, 2018
Property Address656 BOSTON RD, BILLERICA, MA 01821-5318
Document Number32237-206
Book / Page032237 / 000206
Instrument DateJul 13, 2018
Instrument29599
Transaction TypeTransfer
Record UpdatedJul 31, 2018

Transaction

AmountAmount on Record
Tax$1,035.12
Amount AccuracyConfirmed
Additional
  • Quitclaim
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address117 DUDLEY RD BILLERICA MA 018214143, BILLERICA, MA 01821-4143

July 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBILLERICA MA
Recording DateJul 13, 2018
Property Address656 BOSTON RD, BILLERICA, MA 01821-5318
Document Number32237-203
Book / Page032237 / 000203
Instrument DateJul 12, 2018
Instrument29598
Transaction TypeTransfer
Record UpdatedJul 31, 2018

Transaction

AmountAmount on Record
Tax$943.92
Amount AccuracyConfirmed
Additional
  • Quitclaim
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address6R NILE ST BILLERICA MA 018215507, BILLERICA, MA 01821-5507

Tax Assessment & Valuation

The 2026 property tax bill for 656 Boston Rd was $9,787, up 3% from the year before.

Source: Middlesex County and Billerica Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionBillerica Town
Unified School DistrictBillerica School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$9,787.00 (+3.02%)$843,000 (+0.9%) Land $264,400 Building $578,600$821,465 (-)
2025$9,500.00 (+3.61%)$835,500 (+2.88%) Land $256,900 Building $578,600$821,465 (+2.66%)
2024$9,169.00 (+3.91%)$812,100 (+9.24%) Land $241,400 Building $570,700$800,185
2023$8,824.00$743,400 Land $208,700 Building $534,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 656 Boston Rd in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims17 (1982–2011)
Claims Outside the SFHA9 of 17
Most Recent ClaimMar 2011 · other causes
Claims by Event
  • Severe Storms And Flooding, Mar 2010 · 4 claims
  • Severe Storms And Flooding, May 2006 · 6 claims
  • Extreme Weather Conditons And Flooding, Oct 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 656 Boston Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBILLERICA WATER WORKS
serves 42,119 people · EPA ID MA3031000
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityBromate
resolved · Apr 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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