656 B St, Gearhart (Seaside), OR 97138 Property Records

Clatsop County property record for 656 B St, Gearhart, OR 97138

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,822 sqft · built 1914
Lot Size	0.339 acres (14,810 sqft)
Owner	Individual Name on Record
Tax Bill	$3,424 (2025)
Deeds & Mortgages	Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`61010BB07400`

Property Details

APN / Parcel Number

Primary APN	`61010BB07400`
Alternative APN	`9473`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	1,822 sqft Living Area
1st Floor Area	962 sqft
Upper Floors Area	860 sqft
Flooring	Wood
Interior Walls	Wood
Fireplace	Fireplace

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1971
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Type	Gable
Lot Area	14,810 sqft (0.339 acres)

Exterior Amenities

Porch	Enclosed Porch
Porch Area	220 sqft
Deck Area	91 sqft
Patio Area	91 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	9473
Street Address	656 B ST
City	GEARHART
State	OR
Zip	97138-4005
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	GEARHART PARK LT 7, 9, 11 BLK 7
Legal Range	10
Legal Township	06
Legal Section	10
Legal Quarter	NW
Quarter-Quarter Section	NW
Legal Subdivision	GEARHART PARK
Legal Block	7
Legal Lot Number	7,9,11 9
Jurisdiction	CLATSOP OR
Township / Civil Division	ASTORIA
Census Block Group	2
Census Block	2031
Census Tract	950700

Owner

Source: Clatsop County records, as of November 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	7755 SW 136TH AVE, BEAVERTON, OR 97008-6240
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2019
Deed Sale	Nov 12, 2019
Prior Sale	Apr 29, 2013 · Amount on Record
Deed Document Number	201908662
Record Updated	Jun 8, 2026

November 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLATSOP OR
Recording Date	Nov 12, 2019
Property Address	656 B ST, GEARHART, OR 97138-4005
Document Number	0000008662
Map Reference	MB 2 PG 12
Instrument Date	Nov 12, 2019
Instrument	201908662
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	FIRST AMERICAN

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7755 SW 136TH AVE, BEAVERTON, OR 97008-6240

Mortgage

Document Number	0000008663
Date	Nov 12, 2019
Instrument	201908663

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Clatsop County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Clatsop County
Municipality	Gearhart City
Unified School District	Seaside School District 10 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,424.00 (+1.21%)	$296,650 (+0.38%) Building $296,650	$629,476 (-8.88%) Land $332,826 Building $296,650
2023	$3,383.00 (+3.08%)	$295,518 (+3%)	$690,798 (+17.78%) Land $362,388 Building $328,410
2022	$3,282.00	$286,911	$586,532 Land $315,119 Building $271,413

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 111 individual policies
Nearby Flood Policies	118 units insured incl. 7 condo units
Nearby Flood Claims	7 (1996–2012)
Claims Outside the SFHA	4 of 7
Most Recent Claim	Dec 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEARHART WATER DEPARTMENT serves 1,780 people · EPA ID OR4100318
Water Source	Purchased surface water from CITY OF WARRENTON
Last State Inspection	Nov 2021
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30