656 Arcadia Bluff Ct, San Marcos, CA 92069 Property Records

San Diego County property record for 656 Arcadia Bluff Ct, San Marcos, CA 92069

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,699 sqft · built 2003
Lot Size	0.486 acres (21,177 sqft)
Owner	2 Company Names on Record
Last Sale	$1,580,000 (Apr 2023)
Tax Bill	$23,220 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage May 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`218-050-34-00`

Property Details

APN / Parcel Number

Primary APN	`218-050-34-00`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Building Area	2,699 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	21,177 sqft (0.486 acres)
Parking Spaces	5 Parking Spaces

Location & Zoning

Street Address	656 ARCADIA BLUFF CT
City	SAN MARCOS
State	CA
Zip	92069-8125
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-20
Legal Description	LOT 4 TR 014504
Legal Subdivision	SAN MARCOS THE QUORUM
Legal Tract	014504
Legal Block	1
Legal Lot Number	4
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1011
Census Tract	20040

Owner

Source: San Diego County records, as of August 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	656 ARCADIA BLUFF CT, SAN MARCOS, CA 92069-8125
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2023	Grant Deed, Transfer · Conventional Mortgage POINT MORTGAGE CORP
May 12, 2021	Affidavit of Death of Joint Tenant, Transfer
Oct 26, 2018	Grant Deed, Transfer FIDELITY NATIONAL TITLE SAN DIEGO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2023 · Amount on Record
Deed Sale	Apr 14, 2023 · Amount on Record
Prior Sale	Oct 26, 2018 · Amount on Record
Deed Document Number	202398413
Prior Transfer Date	Dec 21, 2020
Prior Transfer Doc	0000364592
Record Updated	Oct 29, 2026

April 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 14, 2023
Property Address	656 ARCADIA BLUFF CT, SAN MARCOS, CA 92069-8125
Document Number	0000098413
Map Reference	MAP 14504
Instrument Date	Mar 27, 2023
Instrument	2023-0098413
Transaction Type	Transfer
Record Updated	Apr 25, 2023
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	656 ARCADIA BLUFF CT, SAN MARCOS, CA 92069-8125

Mortgage

Document Number	0000098414
Date	Apr 14, 2023
Instrument	2023-0098414

Lender

Name	POINT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	May 1, 2030
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.3%
Index	Other
Margin	3
Max Rate	10.3%

May 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	SAN DIEGO CA
Recording Date	May 12, 2021
Property Address	656 ARCADIA BLUFF CT, SAN MARCOS, CA 92069-8125
Document Number	0000364592
Map Reference	MAP 14504
Instrument Date	Dec 21, 2020
Instrument	2021-0364592
Transaction Type	Transfer
Record Updated	Jul 13, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	656 ARCADIA BLUFF CT, SAN MARCOS, CA 92069-8125
Investor	Possibly a Property Investor

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 26, 2018
Property Address	656 ARCADIA BLUFF CT, SAN MARCOS, CA 92069-8125
Document Number	0000447879
Instrument Date	Oct 12, 2018
Instrument	447879
Transaction Type	Transfer
Record Updated	Nov 2, 2018
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO

Transaction

Amount	Amount Recorded
Tax	$1,100.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	656 ARCADIA BLUFF CT SAN MARCOS CA 920698125, SAN MARCOS, CA 92069-8125

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Marcos City
Unified School District	San Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,676,708 (+2%) Land $1,061,208 Building $615,500
2025	$23,220.00 (+206.82%) Homeowner's exemption	$1,643,832 (+435.28%) Land $1,040,400 Building $603,432
2023	$7,568.00 (+2.15%) Homeowner's exemption	$307,099 Land $85,901 Building $221,198
2022	$7,409.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 75% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLECITOS WD serves 114,700 people · EPA ID CA3710002
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

Nearby Properties on Arcadia Bluff Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures