Franklin County property record for 656 Alligator Dr, Alligator Point, FL 32346
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 966 sqft · built 1977 |
| Lot Size | 0.269 acres (11,718 sqft) |
| Owner | Individual Name on File |
| Last Sale | $45,000 (Jan 1992) |
| Tax Bill | $518 (2025) |
| Flood Zone | Zone X (moderate risk) |
| APN | 32-06S-01W-1060-0001-0010 |
| Primary APN | 32-06S-01W-1060-0001-0010 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 966 sqft Heated Area |
| Gross Area | 1,242 sqft |
| Flooring | Carpet |
| Interior Walls | Plywood |
| Year Built | Built 1977 |
|---|---|
| Exterior Material | Other |
| Construction Type | Frame |
| Roof Type | Flat |
| Roof Material | Built-Up Asphalt |
| Lot Area | 11,718 sqft (0.269 acres) |
| Lot Dimensions | 294 ft deep x 40 ft wide |
| Porch | Open Porch |
| Porch Area | 276 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 656 ALLIGATOR DR |
|---|---|
| City | ALLIGATOR POINT |
| State | FL |
| Zip | 32346-5102 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | UNIT 1 BLK 1 LOT 1 SUN N SANDS OR 169/426 367/80 CORRECT DEE OR 367/83 |
| Legal Range | 01W |
| Legal Township | 06S |
| Legal Section | 32 |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Legal Unit | 1 |
| Jurisdiction | FRANKLIN FL |
| Township / Civil Division | CARRABELLE |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 970102 |
656 Alligator Dr is owned and occupied by an individual who bought it in January 1992.
Source: Franklin County records, as of January 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 656 ALLIGATOR DR, ALLIGATOR POINT, FL 32346-5102 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 22, 1992 · Amount on File |
| Deed Sale | Jan 22, 1992 · Amount on File |
| Deed Document Number | 0000036783 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 656 Alligator Dr was $518 with a homeowner's exemption, up 3.2% from the year before.
Source: Franklin County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Franklin County |
| Unified School District | Franklin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $518.00 (+3.19%) Homeowner's exemption | $84,850 (+2.9%) | $174,529 (-0.44%) Land $88,200 Building $86,329 |
| 2024 | $502.00 (+1.62%) Homeowner's exemption | $82,459 (+3%) | $175,307 (+14.15%) Land $88,200 Building $87,107 |
| 2023 | $494.00 (+1.86%) Homeowner's exemption | $80,057 (+3%) | $153,578 (+2.81%) Land $88,200 Building $65,378 |
| 2022 | $485.00 Homeowner's exemption | $77,725 | $149,377 Land $88,200 Building $61,177 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 656 Alligator Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 293 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 329 units insured incl. 36 condo units |
| Nearby Flood Claims | 72 (2005–2024) |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 656 Alligator Dr is moderate, ranking above 58% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · lower than 68% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALLIGATOR POINT WATER RESOURCE DISTRICT public/private · serves 1,400 people · EPA ID FL1190013 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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