656 7th St, Somers Point, NJ 08244 Property Records

Atlantic County and Somers Point City property record for 656 7th St, Somers Point, NJ 08244

Property Summary

Property TypeSingle Family Home
Details1,274 sqft · built 2004
Lot Size0.201 acres (8,751 sqft)
OwnerIndividual Name on File
Last Sale$182,725 (Jan 2004)
Tax Bill$7,682 (2025)
Deeds & MortgagesJun 2018 Line of Credit
APN21-01421-0000-00002-01

Property Details

APN / Parcel Number

Primary APN21-01421-0000-00002-01
Alternative APN
  • 21014210000201

Interior

Building Area1,274 sqft Living Area

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Lot Area8,751 sqft (0.201 acres)
Lot Dimensions175 ft deep x 50 ft wide

Location & Zoning

Street Address656 7TH ST
CitySOMERS POINT
StateNJ
Zip08244-1959
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal Block1421
Legal Lot Number2.1
JurisdictionATLANTIC NJ
Township / Civil DivisionSOMERS POINT
Census Block Group2
Census Block2009
Census Tract12802

Owner

656 7th St is owned and occupied by an individual who bought it in January 2004.

Source: Atlantic County and Somers Point City records, as of July 9, 2026

Owner of RecordIndividual Name on File
Mailing Address656 7TH ST, SOMERS POINT, NJ 08244-1959
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 22, 2004 · Amount on File
Deed SaleJan 22, 2004 · Amount on File
Prior SaleMay 8, 2003 · Amount on File
Deed Document Number20044006016
Record UpdatedSep 20, 2026

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionATLANTIC NJ
Property Address656 7TH ST, SOMERS POINT, NJ 08244-1959
Transaction TypeMortgage
Record UpdatedAug 17, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000031642
DateJun 15, 2018
Instrument2018031642
Lender
NamePOLICE & FIRE FCU
TypeCredit Union
AddressBENSALEM, PA 19020
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 656 7th St was $7,682, up 4.1% from the year before.

Source: Atlantic County and Somers Point City assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyAtlantic County
MunicipalitySomers Point City
Secondary School DistrictMainland Regional School District (09 - 12)
Elementary School DistrictSomers Point City School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$206,400 (-) Land $66,100 Building $140,300$206,400 (-) Land $66,100 Building $140,300
2025$7,682.00 (+4.09%)$206,400 Land $66,100 Building $140,300$206,400 Land $66,100 Building $140,300
2024$7,380.00
2023$206,400 Land $66,100 Building $140,300$206,400 Land $66,100 Building $140,300
2022$6,895.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 656 7th St; there have been 148 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot included in the FIRM
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 45 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies261 units insured
incl. 216 condo units
Nearby Flood Claims148 (1979–2016)
Claims Outside the SFHA1 of 148
Most Recent ClaimJan 2016 · Severe Winter Storm And Snowstorm
Claims by Event
  • Hurricane Sandy, Oct 2012 · 68 claims
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 37 claims
  • Coastal Storms & Flooding, Mar 1984 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 656 7th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - ATLANTIC COUNTY
private · serves 120,146 people · EPA ID NJ0119002
Water SourceGroundwater
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on 7th St

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