656 4th Ave, Chula Vista, CA 91910 Property Records

San Diego County property record for 656 4th Ave, Chula Vista, CA 91910

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,992 sqft · built 1952
Lot Size	0.163 acres (7,100 sqft)
Owner	2 Individual Names on File
Last Sale	$430,000 (Dec 2016)
Tax Bill	$5,962 (2025)
Deeds & Mortgages	Apr 2024 Second Mortgage Sep 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`572-172-19-00`

Property Details

APN / Parcel Number

Primary APN	`572-172-19-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,992 sqft Living Area

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Lot Area	7,100 sqft (0.163 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	656 4TH AVE
City	CHULA VISTA
State	CA
Zip	91910-5728
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 108 TR 002650
Legal Subdivision	KENWOOD VILLAGE
Legal Tract	002650
Legal Block	2
Legal Lot Number	108
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2004
Census Tract	13000

Owner

656 4th Ave is owned and occupied by two individuals who bought it in December 2016.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	656 4TH AVE, CHULA VISTA, CA 91910-5728
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Sep 1, 2022	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Mar 16, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Nov 19, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2016 · Amount on File
Deed Sale	Dec 5, 2016 · Amount on File
Deed Document Number	2016665004
Prior Transfer Date	May 19, 2004
Prior Transfer Doc	0000573963
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	656 4TH AVE, CHULA VISTA, CA 91910-5728
Transaction Type	Mortgage
Record Updated	May 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	656 4TH AVE, CHULA VISTA, CA 91910-5728

Mortgage

Document Number	0000101730
Date	Apr 24, 2024
Instrument	2024-0101730

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	May 1, 2044

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	656 4TH AVE, CHULA VISTA, CA 91910-5728
Transaction Type	Mortgage
Record Updated	Sep 12, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	656 4TH AVE, CHULA VISTA, CA 91910-5728

Mortgage

Document Number	0000349616
Date	Sep 1, 2022
Instrument	2022-0349616

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 31, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	656 4TH AVE, CHULA VISTA, CA 91910-5728
Transaction Type	Mortgage
Record Updated	Mar 26, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	656 4TH AVE, CHULA VISTA, CA 91910-5728

Mortgage

Document Number	0000202632
Date	Mar 16, 2021
Instrument	2021-0202632

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	656 4TH AVE, CHULA VISTA, CA 91910-5728
Document Number	0000552130
Instrument Date	Nov 19, 2019
Transaction Type	Mortgage
Record Updated	Dec 6, 2019
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	656 4TH AVE CHULA VISTA CA 919105728, CHULA VISTA, CA 91910-5728

Mortgage

Document Number	0000552130
Date	Nov 26, 2019
Instrument	552130

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 25, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 656 4th Ave was $5,962.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$509,024 (+2%) Land $160,878 Building $348,146
2025	$5,962.00	$499,044 Land $157,724 Building $341,320
2023	$5,674.00 (+2.96%)	$479,667 Land $151,600 Building $328,067
2022	$5,511.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 656 4th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 656 4th Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SWEETWATER AUTHORITY serves 184,915 people · EPA ID CA3710025
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 672 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Wyyerd Connect.

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