656 2nd St SE, Largo, FL 33771 Property Records

Pinellas County property record for 656 2nd St SE, Largo, FL 33771

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,040 sqft · built 1951
Lot Size	0.292 acres (12,698 sqft)
Owner	2 Individual Names on File
Last Sale	$290,000 (Aug 2021)
Tax Bill	$6,865 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-748-0976-5`

Property Details

APN / Parcel Number

Primary APN	`C62-000-748-0976-5`
Alternative APNs	`34-29-15-07812-000-0510` `291534078120000510` `152934078120000510` `R375255`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,040 sqft Living Area
Gross Area	1,378 sqft
1st Floor Area	1,040 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1994
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	12,698 sqft (0.292 acres)
Lot Dimensions	125 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	190 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R375255
Street Address	656 2ND ST SE
City	LARGO
State	FL
Zip	33771-2106
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BELLEVUE PARK LOTS 51 AND 52
Legal Range	15E
Legal Township	29S
Legal Section	34
Legal Subdivision	BELLEVUE PARK
Legal Tract	7812
Legal Lot Number	51,52
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	1
Census Block	1020
Census Tract	25603

Owner

656 2nd St SE is owned by two individuals who bought it in August 2021.

Source: Pinellas County records, as of September 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3690 RONALD RD, CRETE, IL 60417-1606
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2021	Warranty Deed, Transfer · Conventional Mortgage GERSHMAN INVESTMENT CORP
Mar 2, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage TODD INVESTMENTS TRUST
Nov 20, 2020	Tax Deed, Foreclosure NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2021 · Amount on File
Deed Sale	Aug 17, 2021 · Amount on File
Prior Sale	Nov 20, 2020 · Amount on File
Deed Document Number	2021269203
Deed Book / Page	21674 / 439
Prior Transfer Date	Nov 18, 2020
Prior Transfer Doc	0212651569
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Aug 17, 2021
Property Address	656 2ND ST SE, LARGO, FL 33771-2106
Document Number	0216740439
Book / Page	21674 / 439
Map Reference	MB 9 PG 146
Instrument Date	Aug 9, 2021
Instrument	2021269203
Transaction Type	Transfer
Record Updated	Aug 30, 2021
Title Company	PEER TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,030.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1430 W BUSCH BLVD # 99, 1430, TAMPA, FL 33612-7659

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	656 2ND ST SE, LARGO, FL 33771-2106

Mortgage

Document Number	21674441
Date	Aug 17, 2021
Instrument	21674/441

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	656 2ND ST SE, LARGO, FL 33771-2106
Transaction Type	Mortgage
Record Updated	Mar 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1430 W BUSCH BLVD 9, 9, TAMPA, FL 33612-7659

Mortgage

Document Number	0214140722
Date	Mar 2, 2021
Book Page	21414/722
Instrument	2021067967

Lender

Name	TODD INVESTMENTS TRUST
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

November 2020: Tax Deed, Foreclosure

Document Type	Tax Deed
Jurisdiction	PINELLAS FL
Recording Date	Nov 20, 2020
Property Address	656 2ND ST SE, LARGO, FL 33771-2106
Document Number	0212651569
Book / Page	021265 / 001569
Instrument Date	Nov 18, 2020
Instrument	351105
Transaction Type	Foreclosure
Record Updated	Dec 4, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$949.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1430 W BUSCH BLVD #9 TAMPA FL 336127659, 9, TAMPA, FL 33612-7659

Tax Assessment & Valuation

The 2025 property tax bill for 656 2nd St SE was $6,865.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Largo City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,865.00	$361,559 Land $145,935 Building $215,624	$361,559 Land $145,935 Building $215,624
2023	$6,034.00 (+35.02%)	$350,430 (+26.49%)	$350,430 (+26.49%) Land $168,071 Building $182,359
2022	$4,469.00 Homeowner's exemption	$277,048	$277,048 Land $163,830 Building $113,218

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 656 2nd St SE in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1993–2021)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 656 2nd St SE is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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