Pine County property record for 6557 Otter Trl, Finlayson, MN 55735
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,856 sqft · built 1981 |
| Lot Size | 8.26 acres (360,154 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,690 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 38.0005.005 |
| Primary APN | 38.0005.005 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,856 sqft Living Area |
| Gross Area | 3,140 sqft |
| Basement Area | 1,064 sqft |
| Finished Basement | 1,064 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Ranch |
| Exterior Material | Concrete |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 360,154 sqft (8.26 acres) |
| Lot Dimensions | 300 ft deep x 28 ft wide |
| Garage Area | 1,600 sqft |
| Driveway | Driveway |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Deck Area | 260 sqft |
| Patio Area | 100 sqft |
| Shed | 1 Shed |
| Shed Area | 63 sqft |
| Lean-To | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 6557 OTTER TRL |
|---|---|
| City | FINLAYSON |
| State | MN |
| Zip | 55735-9440 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-18 TWP-043 RANGE-020 8.27 AC THAT PART OF SOUTHWEST 1/4 DESC AS FOLL: COMM AT SE CORNER OF SW1/4; THEN WEST ON SOUTH |
| Legal Range | 020 |
| Legal Township | 043 |
| Legal Section | 18 |
| Jurisdiction | PINE MN |
| Township / Civil Division | FINLAYSON |
| Census Block Group | 3 |
| Census Block | 3025 |
| Census Tract | 950300 |
6557 Otter Trl is owned and occupied by two individuals.
Source: Pine County records, as of August 10, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6557 OTTER TRL, FINLAYSON, MN 55735-9440 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 6557 Otter Trl was $3,690 with a homeowner's exemption.
Source: Pine County assessment roll, as of August 10, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Pine County |
| Municipality | Finlayson City |
| Unified School District | Hinckley-Finlayson School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $393,300 Land $90,600 Building $302,700 | $393,300 Land $90,600 Building $302,700 | |
| 2025 | $3,690.00 | ||
| 2023 | $3,424.00 Homeowner's exemption | $321,200 Land $65,500 Building $255,700 | $321,200 Land $65,500 Building $255,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6557 Otter Trl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 3, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6557 Otter Trl is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 57% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Midco Cable | 250 / 20 |
May also be available: GigFire.
5G and 4G LTE (outdoors only)
Search by:
By searching, you agree to: Terms • Privacy • Disclosures