6556 Oak St, North Branch, MN 55056 Property Records

Chisago County property record for 6556 Oak St, North Branch, MN 55056

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,800 sqft · built 1910
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Last Sale	$275,000 (Sep 2026)
Tax Bill	$2,956 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Jun 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-00435-00`

Property Details

APN / Parcel Number

Primary APN	`16-00435-00`
Alternative APNs	`3173730` `3368423` `3453304` `3983446`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,800 sqft Living Area
Gross Area	2,774 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1980
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,326 sqft (0.26 acres)
Garage Area	1,240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	3983446
Street Address	6556 OAK ST
City	NORTH BRANCH
State	MN
Zip	55056-5131
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SUBDIVISIONNAME MC CUTCHEON & SMITH'S ADDITION LOT 007 BLOCK 004 SUBDIVISIONCD 16070
Legal Range	021
Legal Township	035
Legal Section	21
Legal Subdivision	MC CUTCHEON & SMITHS ADDITION
Legal Block	4
Legal Lot Number	7
Jurisdiction	CHISAGO MN
Township / Civil Division	NORTH BRANCH
Census Block Group	3
Census Block	3009
Census Tract	110302

Owner

6556 Oak St is owned and occupied by two individuals who bought it in September 2026.

Source: Chisago County records, as of October 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6556 OAK ST, NORTH BRANCH, MN 55056-5131
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2026	Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC
Jun 12, 2026	Affidavit, Transfer
Jun 12, 2026	Special Warranty Deed, Transfer NONE LISTED ON DOCUMENT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2026 · Amount on File
Deed Sale	Sep 28, 2026 · Amount on File
Prior Sale	Nov 2, 2011 · Amount on File
Deed Document Number	2026696623
Prior Transfer Date	Oct 3, 2011
Prior Transfer Doc	0000012448
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CHISAGO MN
Recording Date	Sep 28, 2026
Property Address	6556 OAK ST, NORTH BRANCH, MN 55056-5131
Document Number	0000696623
Instrument Date	Sep 4, 2026
Instrument	2026696623
Transaction Type	Transfer
Record Updated	Oct 9, 2026
Title Company	TITLE SMART INC, TITLE SMART

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$91,657.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6556 OAK ST, NORTH BRANCH, MN 55056-5131

Mortgage

Document Number	0000696623,
Date	Sep 28, 2026
Instrument	2026696623

Lender

Name	EVERETT FINANCIAL INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Date	Sep 28, 2026

Lender

Name	EVERETT FINANCIAL INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

June 2026: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	CHISAGO MN
Recording Date	Jun 12, 2026
Property Address	6556 OAK ST, NORTH BRANCH, MN 55056-5131
Document Number	0000693684
Instrument Date	Jun 12, 2026
Instrument	2026693684
Transaction Type	Transfer
Record Updated	Aug 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6556 OAK ST, NORTH BRANCH, MN 55056-5131

June 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CHISAGO MN
Recording Date	Jun 12, 2026
Property Address	6556 OAK ST, NORTH BRANCH, MN 55056-5131
Document Number	0000693685
Instrument Date	Jun 8, 2026
Instrument	2026693685
Transaction Type	Transfer
Record Updated	Jun 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$166.65
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	6115 HIGHWAY 95 NE, NORTH BRANCH, MN 55056-6613

Tax Assessment & Valuation

The 2026 property tax bill for 6556 Oak St was $2,956 with a homeowner's exemption, up 1.7% from the year before.

Source: Chisago County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Chisago County
Municipality	North Branch City
Unified School District	North Branch Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,956.00 (+1.65%)
2025	$2,908.00 Homeowner's exemption
2024		$221,300 (-9.34%)	$245,700 (-4.8%)
2023	$2,968.00 (+3.2%) Homeowner's exemption	$244,100 (+8.68%)	$258,100 (+7.45%) Land $63,000 Building $195,100
2022	$2,876.00 (+31.93%) Homeowner's exemption	$224,600 (+57.95%)	$240,200 (+45.93%) Land $55,000 Building $185,200
2021	$2,180.00	$142,200	$164,600 Land $40,000 Building $124,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6556 Oak St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 17, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6556 Oak St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	North Branch serves 6,863 people · EPA ID MN1130011
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ECE Fiber Fiber	2,000 / 2,000
Midco Cable	1,250 / 60
Windstream DSL	200 / 20
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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