6556 James River Rd, Shipman, VA 22971 Property Records

Nelson County property record for 6556 James River Rd, Shipman, VA 22971

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,568 sqft · built 1999
Lot Size	12.3 acres (539,708 sqft)
Owner	Individual Name on Record
Last Sale	$50,000 (Feb 2025)
Tax Bill	$1,440 (2026)
Deeds & Mortgages	May 2025 Refinance Aug 2008 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`80 A 15C`

Property Details

APN / Parcel Number

Primary APN	`80 A 15C`
Alternative APN	`06835`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,568 sqft Finished Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	539,708 sqft (12.3 acres)
Terrain	Rolling
Porch	Porch
Porch Area	140 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating Fuel	Solar

Location & Zoning

Account Number	06835
Street Address	6556 JAMES RIVER RD
City	SHIPMAN
State	VA
Zip	22971-2618
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B3
Legal Description	DB 296-221
Jurisdiction	NELSON VA
Township / Civil Division	EAST
Census Block Group	1
Census Block	1129
Census Tract	950101

Owner

Source: Nelson County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6556 JAMES RIVER RD, SHIPMAN, VA 22971-2618
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 2, 2025	Deed of Trust, Mortgage · Stand-Alone Refinance ATLANTIC UNION BANK
Aug 25, 2008	Deed of Trust, Mortgage UNION BANK & TRUST CO
Aug 15, 2014	Deed of Trust, Mortgage · Line of Credit BRANCH BANKING AND TRUST CO
Feb 14, 2025	Deed, Transfer · Stand-Alone First Mortgage ANNE C BUTEU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 14, 2025 · Amount on Record
Deed Sale	Feb 14, 2025 · Amount on Record
Deed Document Number	2025289
Deed Book / Page	7
Prior Transfer Date	Jan 9, 2025
Prior Transfer Doc	0202500291
Record Updated	Sep 20, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON VA
Property Address	6556 JAMES RIVER RD, SHIPMAN, VA 22971-2618
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202500939
Date	May 2, 2025
Instrument	202500939

Lender

Name	ATLANTIC UNION BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2055

August 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON VA
Property Address	6556 JAMES RIVER RD, SHIPMAN, VA 22971-2618
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0080002960
Date	Aug 25, 2008
Instrument	080002960

Lender

Name	UNION BANK & TRUST CO
Type	Bank
Address	LOVINGSTON, VA 22949

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Aug 27, 2023

August 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON VA
Property Address	6556 JAMES RIVER RD, SHIPMAN, VA 22971-2618
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0140001924
Date	Aug 15, 2014
Instrument	140001924

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank
Address	RICHMOND, VA 23219

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	NELSON VA
Recording Date	Feb 14, 2025
Property Address	6556 JAMES RIVER RD, SHIPMAN, VA 22971-2618
Document Number	0202500289
Instrument Date	Feb 3, 2025
Instrument	202500289
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6556 JAMES RIVER RD, SHIPMAN, VA 22971-2618

Mortgage

Document Number	0202500290
Date	Feb 14, 2025
Instrument	202500290

Lender

Name	ANNE C BUTEU

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Nelson County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Nelson County
Unified School District	Nelson County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,440.00 (+11.28%)	$257,300 (+1.9%) Land $82,700 Building $174,600	$257,300 (+1.9%) Land $82,700 Building $174,600
2025	$1,294.00	$252,500 (-9.72%) Land $74,000 Building $178,500	$252,500 (-9.72%) Land $74,000 Building $178,500
2023	$1,294.00	$279,700 Land $108,100 Building $171,600	$279,700 Land $108,100 Building $171,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 4, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2024)
Most Recent Claim	Aug 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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