6555 Lake Ave, Elyria, OH 44035 Property Records

Lorain County property record for 6555 Lake Ave, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,384 sqft · built 1900
Lot Size	0.33 acres (14,375 sqft)
Owner	Individual Name on Record
Last Sale	$95,000 (Jun 2020)
Tax Bill	$2,476 (2025)
Deeds & Mortgages	Jul 2025 Mortgage Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-23-009-102-067`

Property Details

APN / Parcel Number

Primary APN	`06-23-009-102-067`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,384 sqft Living Area
1st Floor Area	936 sqft
Basement Area	448 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1938
Architectural Style	Multi-Family
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Raised
Lot Area	14,375 sqft (0.33 acres)
Lot Dimensions	180 ft deep x 81 ft wide
Deck Area	256 sqft
Patio Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	6555 LAKE AVE
City	ELYRIA
State	OH
Zip	44035-1142
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	20040013404
Legal Subdivision	BRACE TRACT
Legal Tract	23
Legal Block	102
Legal Lot Number	9
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	1
Census Block	1026
Census Tract	70200

Owner

Source: Lorain County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6555 LAKE AVE, ELYRIA, OH 44035-1142
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2025	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Jun 10, 2020	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2020 · Amount on Record
Deed Sale	Jun 10, 2020 · Amount on Record
Prior Sale	Nov 3, 2011 · Amount on Record
Deed Document Number	2020764020
Prior Transfer Date	Jul 2, 2004
Prior Transfer Doc	0000013404
Record Updated	Oct 29, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	6555 LAKE AVE, ELYRIA, OH 44035-1142
Transaction Type	Mortgage
Record Updated	Mar 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6555 LAKE AVE, ELYRIA, OH 44035-1142

Mortgage

Document Number	0000060235
Date	Jul 21, 2025
Instrument	2025-0060235

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2055

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Jun 10, 2020
Property Address	6555 LAKE AVE, ELYRIA, OH 44035-1142
Document Number	0000764020
Instrument Date	Jun 8, 2020
Instrument	764020
Transaction Type	Transfer
Record Updated	Jun 22, 2020
Title Company	REINHARDT AND ASSOC INC, REINHARDT & ASSOC INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$380.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6555 LAKE AVE ELYRIA OH 440351142, ELYRIA, OH 44035-1142

Mortgage

Document Number	764021
Date	Jun 10, 2020
Instrument	764021

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 9, 2050

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
County Subdivision	Elyria Township
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,476.00 Homeowner's exemption	$45,430 (-) Land $10,720 Building $34,710	$129,800 (-) Land $30,620 Building $99,180
2024	$2,476.00 (+86.87%)	$45,430 (+122.4%) Land $10,717 Building $34,713	$129,800 (+122.41%) Land $30,620 Building $99,180
2023	$1,325.00 (+0.38%)	$20,427 (-0.01%) Land $10,749 Building $9,678	$58,360 (-) Land $30,710 Building $27,650
2022	$1,320.00	$20,430 Land $10,750 Building $9,680
2021			$58,360 Land $30,710 Building $27,650

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RURAL LORAIN CO. WATER A serves 73,125 people · EPA ID OH4701803
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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