6555 Gratiot Ave, Saint Clair, MI 48079 Property Records

St. Clair County property record for 6555 Gratiot Ave, Saint Clair, MI 48079

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,378 sqft · built 1975
Lot Size	10.6 acres (465,221 sqft)
Owner	Individual Name on File
Last Sale	$450,000 (Jul 2022)
Tax Bill	$2,916 (2025)
Deeds & Mortgages	Nov 2023 Second Mortgage May 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`74-30-017-2002-100`

Property Details

APN / Parcel Number

Primary APN	`74-30-017-2002-100`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,378 sqft Living Area
1st Floor Area	1,378 sqft
Basement Area	1,378 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Ranch
Lot Area	465,221 sqft (10.6 acres)
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	6555 GRATIOT AVE
City	SAINT CLAIR
State	MI
Zip	48079-1701
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU
Legal Description	BEG AT NE COR OF SEC 17, TH N 4D 51M 37S E 51.45', TH N 85D 5M 56S W 225.58', TH N 22D 3M W 522.39', TH S 66D 16M 26S W
Legal Range	16E
Legal Township	05N
Legal Section	17
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ST. CLAIR
Census Block Group	2
Census Block	2003
Census Tract	640600

Owner

6555 Gratiot Ave is owned and occupied by an individual who bought it in July 2022.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	6555 GRATIOT AVE, SAINT CLAIR, MI 48079-1701
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 27, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GENISYS CU
May 23, 2022	Deed of Trust, Mortgage · Line of Credit ADVIA CU
Jul 25, 2022	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE CENTER LLC
Apr 21, 2022	Warranty Deed, Transfer
Jun 8, 2018	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE CENTER
May 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE CTR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2022 · Amount on File
Deed Sale	Jul 25, 2022 · Amount on File
Prior Sale	Apr 21, 2022 · Amount on File
Deed Document Number	202217558
Deed Book / Page	5545 / 109
Prior Transfer Date	Jun 15, 2022
Prior Transfer Doc	0005545109
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	6555 GRATIOT AVE, SAINT CLAIR, MI 48079-1701
Transaction Type	Mortgage
Record Updated	Dec 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6555 GRATIOT AVE, SAINT CLAIR, MI 48079-1701

Mortgage

Document Number	0005672952
Date	Nov 27, 2023
Book Page	5672/952
Instrument	2023020697

Lender

Name	GENISYS CU
Type	Credit Union
Address	AUBURN HILLS, MI 48326

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 6, 2038

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	6555 GRATIOT AVE, SAINT CLAIR, MI 48079-1701
Transaction Type	Mortgage
Record Updated	Jun 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6555 GRATIOT AVE, SAINT CLAIR, MI 48079-1701

Mortgage

Document Number	0005524265
Date	May 23, 2022
Book Page	5524/265
Instrument	2022012689

Lender

Name	ADVIA CU
Type	Credit Union
Address	KALAMAZOO, MI 49009

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	May 22, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jul 25, 2022
Property Address	6555 GRATIOT AVE, SAINT CLAIR, MI 48079-1701
Document Number	0005545109
Book / Page	5545 / 109
Instrument Date	Jun 15, 2022
Instrument	2022017558
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6555 GRATIOT AVE, 6555, SAINT CLAIR, MI 48079-1701

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6479 SHORT CUT RD, COTTRELLVILLE, MI 48039-2015

Mortgage

Document Number	2022017559
Date	Jul 25, 2022
Instrument	2022017559

Lender

Name	MORTGAGE CENTER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2052

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Apr 21, 2022
Property Address	6555 GRATIOT AVE, SAINT CLAIR, MI 48079-1701
Document Number	0005513630
Book / Page	5513 / 630
Instrument Date	Apr 8, 2022
Instrument	2022010364
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount on Record
Tax	$375.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5909 EVANS RD, 5909, MUSSEY, MI 48014-1500

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6555 GRATIOT AVE, SAINT CLAIR, MI 48079-1701

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	6555 GRATIOT AVE, SAINT CLAIR, MI 48079-1701
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0049530264
Date	Jun 8, 2018
Book Page	4953/264
Instrument	2018013156

Lender

Name	MORTGAGE CENTER
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2048

Interest

Rate Type	Fixed Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	6555 GRATIOT AVE, SAINT CLAIR, MI 48079-1701
Document Number	0051990588
Instrument Date	May 18, 2020
Transaction Type	Mortgage
Record Updated	Jul 2, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6555 GRATIOT AVE ST CLAIR MI 480791701, ST CLAIR, MI 48079-1701

Mortgage

Document Number	0051990588
Date	Jun 15, 2020
Book Page	005199/000588

Lender

Name	MORTGAGE CTR
Type	Mortgage Company
Address	SOUTHFIELD, MI 48076

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 14, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 6555 Gratiot Ave was $2,916 with a homeowner's exemption, up 3.4% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	St. Clair Township
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$171,000 (+4.01%)	$342,000
2025	$2,916.00 (+3.37%) Homeowner's exemption	$164,400
2024	$2,821.00		$328,800
2023		$134,100
2022	$2,590.00		$268,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6555 Gratiot Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1996)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6555 Gratiot Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	10 / 1

May also be available: AT&T, Verizon.

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