6554 Walnut Grove, Columbia, MD 21044 Property Records

Howard County property record for 6554 Walnut Grove, Columbia, MD 21044

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,188 sqft · built 1979
Lot Size	0.207 acres (9,016 sqft)
Owner	2 Trust Names on File
Last Sale	$292,000 (Feb 2004)
Tax Bill	$8,035 (2026)
Deeds & Mortgages	Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-386314`

Property Details

APN / Parcel Number

Primary APN	`05-386314`
Alternative APNs	`5386314` `386314`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,188 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Split Level
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,016 sqft (0.207 acres)
Garage Type	Built-in
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	30 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	386314
Street Address	6554 WALNUT GRV
City	COLUMBIA
State	MD
Zip	21044-4131
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R12
Legal Description	LOT 12 9,016 SQ 6554 WALNUT GROVE CLEMENS SQUARE S 1 AR 1
Legal Subdivision	CLEMENS SQUARE S 01 AR 01
Legal Lot Number	12
Jurisdiction	HOWARD MD
Township / Civil Division	5, CLARKSVILLE
Census Block Group	2
Census Block	2000
Census Tract	605602

Owner

6554 Walnut Grove is owner-occupied and held in a trust since February 2004.

Source: Howard County records, as of September 4, 2026

Owner of Record	2 Trust Names on File
Mailing Address	6554 WALNUT GRV, COLUMBIA, MD 21044-4131
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 5, 2004 · Amount on File
Deed Sale	Feb 5, 2004 · Amount on File
Prior Sale	Dec 20, 2002
Deed Document Number	200442259
Deed Book / Page	8054 / 569
Transfer Doc	0067090484
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	6554 WALNUT GRV, COLUMBIA, MD 21044-4131
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	LAWYERS ADVANTAGE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201320384
Date	Jan 21, 2021
Book Page	20132/384

Lender

Name	APL FCU
Type	Credit Union
Address	LAUREL, MD 20723

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 6554 Walnut Grove was $8,035 with a homeowner's exemption, up 3.6% from the year before.

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,035.00 (+3.56%) Homeowner's exemption	$526,500 (-2.91%) Land $273,000 Building $253,500	$526,500 (-2.91%) Land $273,000 Building $253,500
2025	$7,759.00 (+4.96%) Homeowner's exemption	$542,300 Land $298,000 Building $244,300	$542,300 Land $298,000 Building $244,300
2024	$7,392.00
2023		$468,233	$542,300 Land $298,000 Building $244,300
2022	$4,855.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6554 Walnut Grove in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6554 Walnut Grove is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20