6554 SE Windsong Ln, Stuart, FL 34997 Property Records

Martin County property record for 6554 SE Windsong Ln, Stuart, FL 34997

Property Summary

Property Type	Townhouse
Details	2 bd · 3 ba · 1,288 sqft · built 1987
Lot Size	0.032 acres (1,394 sqft)
Owner	Individual Name on Record
Last Sale	$175,000 (Dec 2020)
Tax Bill	$1,816 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-38-41-008-000-0747.0-9-0000`

Property Details

APN / Parcel Number

Primary APN	`25-38-41-008-000-0747.0-9-0000`
Alternative APNs	`25-38-41-008-000-07470-9` `31348`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	2 Rooms
Stories	2 Stories
Building Area	1,288 sqft Living Area
1st Floor Area	644 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Townhouse
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Mansard
Roof Material	Built-Up Asphalt
Lot Area	1,394 sqft (0.032 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	31348
Street Address	6554 SE WINDSONG LN
City	STUART
State	FL
Zip	34997-8242
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PUDR
Legal Description	EMERALD LAKES PH VII (REPLAT) LOT 747
Legal Range	41E
Legal Township	38S
Legal Section	25
Legal Subdivision	EMERALD LAKES
Legal Block	2
Legal Lot Number	747
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	2
Census Block	2003
Census Tract	1410

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6554 SE WINDSONG LN, STUART, FL 34997-8242
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 21, 2020 · Amount on Record
Deed Sale	Dec 21, 2020 · Amount on Record
Prior Sale	May 6, 1988 · Amount on Record
Deed Document Number	20202856977
Deed Book / Page	3183 / 259
Record Updated	Oct 29, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Dec 21, 2020
Property Address	6554 SE WINDSONG LN, STUART, FL 34997-8242
Document Number	0031830259
Book / Page	3183 / 259
Map Reference	MB 10 PG 22
Instrument Date	Nov 6, 2020
Instrument	2856977
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,225.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3403 SE HART CIR, 3403, PORT SAINT LUCIE, FL 34984-6402

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6554 SE WINDSONG LN, STUART, FL 34997-8242

Mortgage

Document Number	0003183261
Date	Dec 21, 2020
Instrument	3183/261

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,816.00 (-0.98%) Additional exemption filed	$157,473 (+5.99%)	$210,640 (+0.56%) Land $95,000 Building $115,640
2024	$1,834.00 (+2.34%)
2023	$1,792.00 (+4.37%) Additional exemption filed	$148,578 (+3%)	$209,460 (+15.49%) Land $95,000 Building $114,460
2022	$1,717.00 Homeowner's exemption	$144,251	$181,370 Land $85,000 Building $96,370

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	4 (1995–2014)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Jan 2014 · rainfall accumulation
Claims by Event	Severe Flooding, Oct 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20