Monroe County property record for 6554 Old State Rte 3, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 1,722 sqft · built 1945 |
| Lot Size | 0.67 acres (29,185 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,606 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-06-300-004-000 |
| Primary APN | 11-06-300-004-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,722 sqft Building Perimeter |
| 1st Floor Area | 952 sqft |
| Upper Floors Area | 770 sqft |
| Basement Area | 264 sqft |
| Unfinished Basement | 264 sqft |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 29,185 sqft (0.67 acres) |
| Garage Area | 576 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 310 sqft |
| Patio Area | 224 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 6554 OLD STATE ROUTE 3 |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-2760 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MI1 |
| Legal Description | TAX LOT 18C 0112254 |
| Legal Range | 09W |
| Legal Township | 03S |
| Legal Section | 06 |
| Legal Lot Number | 18C |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 8 |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 600501 |
6554 Old State Rte 3 is owned and occupied by two individuals.
Source: Monroe County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6554 OLD STATE ROUTE 3, WATERLOO, IL 62298-2760 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 6554 Old State Rte 3 was $3,606 with a homeowner's exemption, up 175.5% from the year before.
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,606.00 (+175.48%) Homeowner's exemption Senior Citizen's exemption | $71,760 Land $6,960 Building $64,800 | $215,280 Land $20,880 Building $194,400 |
| 2024 | $1,309.00 | ||
| 2022 | Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $59,050 Land $6,960 Building $52,090 | $177,150 Land $20,880 Building $156,270 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6554 Old State Rte 3 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1993) |
| Most Recent Claim | Aug 1993 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6554 Old State Rte 3 is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Harrisonville Telephone Company DSL | 100 / 20 |
May also be available: ClearWave, Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures