6552 State Rte 374, Chateaugay, NY 12920 Property Records

Franklin County and Bellmont Town property record for 6552 State Rte 374, Chateaugay, NY 12920

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,648 sqft · built 2005
Lot Size	9.7 acres (422,532 sqft)
Owner	2 Individual Names on File
Last Sale	$150,000 (Jul 2023)
Tax Bill	$2,048 (2026)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Jan 2020 Mortgage
APN	`162400 104.-1-1.400`

Property Details

APN / Parcel Number

Primary APN	`162400 104.-1-1.400`
Alternative APN	`240010400000010014000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,648 sqft Living Area
1st Floor Area	1,648 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	422,532 sqft (9.7 acres)
Porch	Slab
Porch Area	144 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	6552 STATE ROUTE 374
City	CHATEAUGAY
State	NY
Zip	12920-2419
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOWN LINE RD-C MCDONALD PASHOW RT 374
Legal Block	1
Legal Lot Number	1.400
Jurisdiction	FRANKLIN NY
Township / Civil Division	BELLMONT
Census Block Group	1
Census Block	1105
Census Tract	952000

Owner

6552 State Rte 374 is owned and occupied by two individuals who bought it in July 2023.

Source: Franklin County and Bellmont Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6552 STATE ROUTE 374, CHATEAUGAY, NY 12920-2419
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage COMMUNITY BANK NA
Jan 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2023 · Amount on File
Deed Sale	Jul 10, 2023 · Amount on File
Deed Document Number	20233004
Prior Transfer Date	Jun 17, 2005
Prior Transfer Doc	0008850192
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN NY
Recording Date	Jul 10, 2023
Property Address	6552 STATE ROUTE 374, CHATEAUGAY, NY 12920-2419
Document Number	0000003004
Instrument Date	Jul 6, 2023
Instrument	2023-3004
Transaction Type	Transfer
Record Updated	Aug 1, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	PO BOX 218, LAKE CLEAR, NY 12945-0218

Mortgage

Document Number	0000003005
Date	Jul 10, 2023
Instrument	2023-3005

Lender

Name	COMMUNITY BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN NY
Property Address	6552 STATE ROUTE 374, CHATEAUGAY, NY 12920-2419
Document Number	0000000978
Instrument Date	Jan 29, 2020
Transaction Type	Mortgage
Record Updated	Mar 27, 2020
Title Company	CENTENNIAL ABSTRACT, CENTENNIAL ABS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6552 STATE ROUTE 374 CHATEAUGAY NY 129202419, CHATEAUGAY, NY 12920-2419

Mortgage

Document Number	0000000978
Date	Mar 5, 2020
Instrument	978

Lender

Name	COMMUNITY BK NA
Address	OLEAN, NY 14760

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 4, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 6552 State Rte 374 was $2,048, up 12.6% from the year before.

Source: Franklin County and Bellmont Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Franklin County
County Subdivision	Bellmont Town
Unified School District	Chateaugay Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,048.00 (+12.59%)
2025	$1,819.00	$78,000 Land $20,000 Building $58,000	$115,556 Land $29,630 Building $85,926
2023		$78,000 (-) Land $20,000 Building $58,000	$97,500 (+10.62%) Land $25,000 Building $72,500
2022		$78,000 Land $20,000 Building $58,000	$88,136 Land $22,599 Building $65,537
2021	$781.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 6552 State Rte 374; 1 flood insurance policy is in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6552 State Rte 374 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SLICFiber Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on State Rte 374

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