6551 Overlook Rd, Mobile, AL 36618 Property Records

Mobile County property record for 6551 Overlook Rd, Mobile, AL 36618

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,268 sqft · built 1978
Lot Size	0.353 acres (15,386 sqft)
Owner	Individual Name on Record
Tax Bill	$471 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Aug 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`R02280308100400102`

Property Details

APN / Parcel Number

Primary APN	`R02280308100400102`
Alternative APNs	`28 03 08 1 004 001.02X` `00482454` `482454`

Interior

Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,268 sqft Living Area
1st Floor Area	1,268 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1990
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	15,386 sqft (0.353 acres)

Exterior Amenities

Porch	Slab
Porch Area	188 sqft
Deck Area	80 sqft
Patio Area	208 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	482454
Street Address	6551 OVERLOOK RD
City	MOBILE
State	AL
Zip	36618-3186
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 OVERLOOK GDNS MBK 26 P 90 #SEC 08 T4S R2W #MP28 03 08 1 004
Legal Range	04S
Legal Township	04S
Legal Section	08
Legal Subdivision	OVERLOOK GARDENS
Legal Lot Number	3
Jurisdiction	MOBILE AL
Township / Civil Division	MOBILE
Census Block Group	1
Census Block	1011
Census Tract	3404

Owner

Source: Mobile County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2187 MEADOWVIEW LOOP W, SEMMES, AL 36575-3325
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2023	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Aug 22, 2018	Loan Modification, Mortgage · FHA Mortgage CARRINGTON MTG SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 10, 2008
Deed Sale	Nov 10, 2008
Prior Sale	May 30, 2006 · Amount on Record
Deed Document Number	200879545
Deed Book / Page	6460 / 1110
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	6551 OVERLOOK RD, MOBILE, AL 36618-3186
Transaction Type	Mortgage
Record Updated	Apr 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6551 OVERLOOK RD, MOBILE, AL 36618-3186

Mortgage

Document Number	0000016753
Date	Mar 23, 2023
Instrument	2023016753

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	306 Months
Due	Sep 1, 2048

August 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MOBILE AL
Property Address	6551 OVERLOOK RD, MOBILE, AL 36618-3186
Document Number	0000052777
Instrument Date	Aug 22, 2018
Transaction Type	Mortgage
Record Updated	Feb 28, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6551 OVERLOOK RD MOBILE AL 366183186, MOBILE, AL 36618-3186

Mortgage

Document Number	0000052777
Date	Sep 10, 2018
Book Page	007679/000051
Instrument	52777

Lender

Name	CARRINGTON MTG SVCS
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 9, 2048

Interest

Rate	4.75%

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Mobile City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$471.00 (+6.8%)	$14,600 (+7.35%) Land $1,600 Building $13,000	$73,000 (+7.35%) Land $8,000 Building $65,000
2024	$441.00 (+0.46%)	$13,600 (+74.14%) Land $1,600 Building $12,000	$68,000 (-12.93%) Land $8,000 Building $60,000
2023	$439.00 Homeowner's exemption	$7,810 Land $1,400 Building $6,410	$78,100 Land $14,000 Building $64,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	16 (1979–2014)
Claims Outside the SFHA	9 of 16
Most Recent Claim	Apr 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 66% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mediacom Xtream.

Cell Coverage

5G (outdoors only) and 4G LTE

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