6551 12th St, Chesapeake Beach, MD 20732 Property Records

Calvert County property record for 6551 12th St, Chesapeake Beach, MD 20732 · Last verified September 2023

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,500 sqft · built 2000
Lot Size	0.259 acres (11,325 sqft)
Owner	Individual Name on File
Last Sale	$370,000 (May 2022)
Tax Bill	$3,094 (2023)
Deeds & Mortgages	May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-161994`

Property Details

APN / Parcel Number

Primary APN	`03-161994`
Alternative APNs	`3161994` `161994`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,500 sqft Total Area
1st Floor Area	1,020 sqft
Basement Area	408 sqft
Finished Basement	408 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Architectural Style	Split Level
Exterior Material	Siding
Construction Type	Wood Frame
Roof Material	Composition Shingle
Lot Area	11,325 sqft (0.259 acres)
Porch	Open Porch
Porch Area	80 sqft
Deck Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	161994
Old Parcel Number	3161994
Street Address	6551 12TH ST
City	CHESAPEAKE BEACH
State	MD
Zip	20732-3731
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 70R &PAR A BLK 15 SUMMER CITY
Legal Subdivision	SUMMER CITY
Legal Block	15
Legal Lot Number	70R
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	1
Census Block	1017
Census Tract	860402

Owner

Source: Calvert County records · APN 03-161994

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	6551 12TH ST, CHESAPEAKE BEACH, MD 20732-3731
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 06, 2022 · Amount on Record
Deed Sale	May 06, 2022 · Amount on Record
Prior Sale	Oct 28, 2016 · Amount on Record
Deed Document Number	0006276293
Deed Book / Page	6276 / 293
Record Updated	Jun 07, 2026

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	May 06, 2022
Property Address	6551 12TH ST, CHESAPEAKE BEACH, MD 20732-3731
Document Number	0062760293
Book / Page	6276 / 293
Map Reference	LB 930 FO 458
Instrument Date	May 02, 2022
Transaction Type	Transfer
Record Updated	May 19, 2022
Title Company	NOT AVAILABLE, TITLEMAX LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,850.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	6551 12TH ST, CHESAPEAKE BEACH, MD 20732-3731

Mortgage

Document Number	0006276298
Date	May 06, 2022
Instrument	6276/298

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2052

Tax Assessment & Valuation

Source: Calvert County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,094.00	$297,867	$337,800 Land $78,300 Building $259,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Calvert County (24009C), updated April 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240098604021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 21 individual NFIP policies nearby
Nearby Flood Policies	21 in force
Nearby Flood Claims	9 (1981–2022)
Claims Outside the SFHA	3 of 9
Most Recent Claim	May 2022, other causes
Claims By Storm	Hurricane Isabel, Sep 2003 · 4 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 3,333 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 315 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.