6550 W Ebinger Dr, Niles, IL 60714 Property Records

Cook County property record for 6550 W Ebinger Dr, Niles, IL 60714

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,370 sqft · built 1944
Lot Size	0.11 acres (4,800 sqft)
Owner	Individual Name on File
Last Sale	$615,000 (May 2026)
Tax Bill	$7,579 (2023)
Deeds & Mortgages	May 2026 Sale & Mortgage Jan 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-31-209-049`

Property Details

APN / Parcel Number

Primary APN	`10-31-209-049`
Alternative APN	`10-31-209-049-0000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	14 Rooms
Stories	1 Story
Building Area	2,370 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1944
Effective Year Built	Effective 1945
Architectural Style	Bungalow
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Material	Asphalt
Lot Area	4,800 sqft (0.11 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water

Location & Zoning

Street Address	6550 W EBINGER DR
City	NILES
State	IL
Zip	60714-4436
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(BUNKER)(HILL) SUB OF PT OF JANE MIRANDAS RESERVE & P T FRACL SEC 31 SEC 31-41-13
Legal Range	13E
Legal Township	41N
Legal Section	31
Legal Subdivision	BUNKER HILL
Legal Lot Number	38
Jurisdiction	COOK IL
Township / Civil Division	NILES
Census Block Group	1
Census Block	1033
Census Tract	808100

Owner

6550 W Ebinger Dr is owned by an individual who bought it in May 2026.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	2869 PONTIAC LN, 2726, AURORA, IL 60502-8863
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 20, 2026	Warranty Deed, Transfer · FHA Mortgage JPMORGAN CHASE BANK N A
Jan 13, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2026 · Amount on File
Deed Sale	May 20, 2026 · Amount on File
Prior Sale	Jan 13, 2023 · Amount on File
Deed Document Number	202614028057
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	May 20, 2026
Property Address	6550 W EBINGER DR, NILES, IL 60714-4436
Document Number	0000028057
Instrument Date	May 15, 2026
Instrument	2026.28057
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$93,172.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	0000000028,
Date	May 20, 2026
Instrument	2026.140.2026.140.28

Lender

Name	JPMORGAN CHASE BANK N A

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jan 13, 2023
Property Address	6550 W EBINGER DR, NILES, IL 60714-4436
Document Number	0001345145
Instrument Date	Dec 20, 2022
Instrument	2301345145
Transaction Type	Transfer
Record Updated	Jan 25, 2023
Title Company	PROPER TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$377.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1437 GARDEN ST, PARK RIDGE, IL 60068-3801

Mortgage

Document Number	0001345146
Date	Jan 13, 2023
Instrument	2301345146

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2053

Interest

Rate Type	Fixed Rate
Rate	7.87%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Niles Township
Municipality	Niles Village
Elementary School District	Niles Elementary School District 71 (KG - 08)
Secondary School District	Niles Township Community High School District 219 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$52,000 Land $6,720 Building $45,280	$520,000 Land $67,200 Building $452,800
2023	$7,579.00 (+20.67%)
2022	$6,281.00	$35,000 Land $6,240 Building $28,760	$350,000 Land $62,400 Building $287,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6550 W Ebinger Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (2008–2013)
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims Severe Storms And Flooding, Sep 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6550 W Ebinger Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NILES serves 29,350 people · EPA ID IL0312010
Water Source	Purchased surface water from MORTON GROVE - NILES WATER COMMISSION
Last State Inspection	Apr 2024
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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