6550 N Ridge Rd E, Geneva, OH 44041 Property Records

Ashtabula County property record for 6550 N Ridge Rd E, Geneva, OH 44041

Property Summary

Property TypeFarm - Irrigated or Dry
Details3 bd · 2 ba · 2,360 sqft · built 1962
Lot Size14.4 acres (628,057 sqft)
OwnerIndividual Name on Record
Tax Bill$6,372 (2025)
Deeds & MortgagesMay 2022 Line of Credit
Aug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN48-018-00-002-00

Property Details

APN / Parcel Number

Primary APN48-018-00-002-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area2,360 sqft Gross Area
1st Floor Area1,092 sqft
Basement Area506 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1981
Architectural StyleRanch
Exterior MaterialBrick
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Lot Area628,057 sqft (14.4 acres)
TerrainRolling

Exterior Amenities

Pool Area1 sqft
PorchOpen Frame Porch
Porch Area132 sqft
Deck Area120 sqft
Patio Area120 sqft
Stable602 sqft
Pole Barn1,204 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address6550 N NORTH RIDGE RD E
CityGENEVA
StateOH
Zip44041
Property CategoryAgriculture or Farming
Property TypeAgriculture / Farming > Farm - Irrigated or Dry
Legal DescriptionT 12--62 M & 66
Legal SubdivisionSAYBROOK
Legal Lot Number62,66
JurisdictionASHTABULA OH
Township / Civil DivisionSAYBROOK
Census Block Group3
Census Block3006
Census Tract702

Owner

Source: Ashtabula County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address6550 N RIDGE RD E, GENEVA, OH 44041-8298
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 13, 2022Deed of Trust, Mortgage · Line of Credit
THE ANDOVER BANK
Aug 10, 2020Deed of Trust, Mortgage · Conventional Mortgage
THE ANDOVER BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 29, 2010
Deed SaleJan 29, 2010
Prior SaleOct 24, 2006
Deed Document Number2010741
Deed Book / Page468 / 1858
Record UpdatedOct 29, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionASHTABULA OH
Property Address6550 N RIDGE RD E, GENEVA, OH 44041-8298
Transaction TypeMortgage
Record UpdatedNov 15, 2022
Title CompanyTITLE PROFESSIONALS GROUP LT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005145
DateMay 13, 2022
Book Page770/2456
Instrument202200005145
Lender
NameTHE ANDOVER BANK
TypeBank
AddressMADISON, OH 44057
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueMay 15, 2037
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionASHTABULA OH
Property Address6550 N RIDGE RD E, GENEVA, OH 44041-8298
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyVENTURE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000007799
DateAug 10, 2020
Book Page715/1653
Instrument202000007799
Lender
NameTHE ANDOVER BANK
TypeBank
AddressMADISON, OH 44057
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueSep 1, 2035

Tax Assessment & Valuation

Source: Ashtabula County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateOhio
CountyAshtabula County
County SubdivisionSaybrook Township
Unified School DistrictAshtabula Area City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,372.00 (+75.83%)$76,130 (-) Land $28,770 Building $47,360$217,500 (-) Land $82,200 Building $135,300
2023$3,624.00 (+14.21%) Homeowner's exemption$76,130 (+33.12%) Land $28,770 Building $47,360$217,500 (+33.11%) Land $82,200 Building $135,300
2022$3,173.00 Homeowner's exemption$57,190 Land $22,120 Building $35,070
2020$163,400 Land $63,200 Building $100,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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