6550 Lapeer Rd, Clyde (North Street), MI 48049 Property Records

St. Clair County property record for 6550 Lapeer Rd, Clyde, MI 48049

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,114 sqft · built 1992
Lot Size	2.72 acres (118,483 sqft)
Owner	Individual Name on File
Last Sale	$182,500 (Jan 2021)
Tax Bill	$3,223 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Jan 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`74-15-032-3006-000`

Property Details

APN / Parcel Number

Primary APN	`74-15-032-3006-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,114 sqft Living Area
1st Floor Area	2,090 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Lot Area	118,483 sqft (2.72 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6550 LAPEER RD
City	CLYDE
State	MI
Zip	48049-4100
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	BEG S 89D 43M W 437.4' FROM SE SEC COR, TH S 89D 43M W 220', TH N 0D 1M 35S W 538', TH N 89D 43M E 220', TH S 0D 1M 35S E
Legal Range	16E
Legal Township	07N
Legal Section	32
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLYDE
Census Block Group	1
Census Block	1021
Census Tract	633200

Owner

6550 Lapeer Rd is owned and occupied by an individual who bought it in January 2021.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	6550 LAPEER RD, CLYDE, MI 48049-4100
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jan 4, 2021	Warranty Deed, Transfer VANGUARD TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 4, 2021 · Amount on File
Deed Sale	Jan 4, 2021 · Amount on File
Prior Sale	Oct 7, 2015 · Amount on File
Deed Document Number	2021219
Deed Book / Page	5297 / 156
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	6550 LAPEER RD, CLYDE, MI 48049-4100
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6550 LAPEER RD, CLYDE, MI 48049-4100

Mortgage

Document Number	0052830879
Date	Dec 7, 2020
Book Page	5283/879
Instrument	2020030819

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jan 4, 2021
Property Address	6550 LAPEER RD, CLYDE, MI 48049-4100
Document Number	0005297156
Book / Page	5297 / 156
Instrument Date	Dec 1, 2020
Instrument	2021000219
Transaction Type	Transfer
Record Updated	Feb 11, 2022
Title Company	VANGUARD TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11220 BRYCE RD, 11220, EMMETT, MI 48022-3202

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6550 LAPEER RD, CLYDE, MI 48049-4100

Tax Assessment & Valuation

The 2025 property tax bill for 6550 Lapeer Rd was $3,223, up 3% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clyde Township
Unified School District	Port Huron Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$149,900 (+5.79%)	$299,800
2025	$3,223.00 (+3.04%) Homeowner's exemption	$141,700
2024	$3,128.00		$283,400
2023		$127,800
2022	$2,793.00		$255,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6550 Lapeer Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 6550 Lapeer Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber.

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