Frederick County property record for 6550 Ellington Way, Frederick, MD 21703
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 1,854 sqft · built 1995 |
| Lot Size | 0.037 acres (1,600 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $262,000 (Jun 2019) |
| Tax Bill | $3,827 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Nov 2023 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-575858 |
| Primary APN | 28-575858 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,854 sqft Living Area |
| 1st Floor Area | 654 sqft |
| Basement Area | 600 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Townhouse |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 1,600 sqft (0.037 acres) |
| Deck Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 575858 |
|---|---|
| Street Address | 6550 ELLINGTON WAY |
| City | FREDERICK |
| State | MD |
| Zip | 21703-7076 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PUD |
| Legal Description | LOT 2025 SEC 6 PLAT 1 - 1600 SQFT BALLENGER CROSSING |
| Legal Subdivision | BALLENGER CROSSING |
| Legal Lot Number | 2025 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 751001 |
Source: Frederick County records · APN 28-575858
Assessment roll updated August 4, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6550 ELLINGTON WAY, FREDERICK, MD 21703-7076 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Apr 10, 2026 | Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT |
| Nov 03, 2023 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Jan 06, 2022 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Jun 25, 2019 | Deed, Transfer · FHA Mortgage STEARNS LENDING LLC |
| Mar 19, 2018 | Grant Deed, Mortgage SANDY SPRING BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 25, 2019 · Amount on Record |
| Deed Sale | Jun 25, 2019 · Amount on Record |
| Prior Sale | Jul 25, 2013 · Amount on Record |
| Deed Book / Page | 13049 / 229 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Apr 10, 2026 |
| Property Address | 6550 ELLINGTON WAY, FREDERICK, MD 21703-7076 |
| Document Number | 1781000486 |
| Book / Page | 17811 / 486 |
| Instrument Date | Mar 05, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 6550 ELLINGTON WAY, FREDERICK, MD 21703-7076 |
| Document Number | 1781000486, |
|---|---|
| Date | Apr 10, 2026 |
| Book Page | 17811/486 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 308 Months |
| Due | Dec 01, 2051 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 6550 ELLINGTON WAY, FREDERICK, MD 21703-7076 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2023 |
| Name | Verified Name |
|---|---|
| Address | 6550 ELLINGTON WAY, FREDERICK, MD 21703-7076 |
| Document Number | 0166570499 |
|---|---|
| Date | Nov 03, 2023 |
| Book Page | 16657/499 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 337 Months |
| Due | Dec 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 6550 ELLINGTON WAY, FREDERICK, MD 21703-7076 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2023 |
| Name | Verified Name |
|---|---|
| Address | 6550 ELLINGTON WAY, FREDERICK, MD 21703-7076 |
| Document Number | 0156350091 |
|---|---|
| Date | Jan 06, 2022 |
| Book Page | 15635/91 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 01, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jun 25, 2019 |
| Property Address | 6550 ELLINGTON WAY, FREDERICK, MD 21703-7076 |
| Document Number | 0130490229 |
| Book / Page | 13049 / 0229 |
| Map Reference | MB 53 PG 33 |
| Instrument Date | May 30, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | CERTIFIED TITLE CORP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $655.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 6550 ELLINGTON WAY, FREDERICK, MD 21703-7076 |
| Document Number | 0130490236 |
|---|---|
| Date | Jun 25, 2019 |
| Instrument | 13049/0236 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Mar 19, 2018 |
| Property Address | 6550 ELLINGTON WAY, FREDERICK, MD 21703-7076 |
| Document Number | 0123230055 |
| Book / Page | 012323 / 000055 |
| Instrument Date | Mar 14, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 04, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 6550 ELLINGTON WAY FREDERICK MD 217037076, FREDERICK, MD 21703-7076 |
| Document Number | 123230055 |
|---|---|
| Date | Mar 19, 2018 |
| Book Page | 012323/000055 |
| Name | SANDY SPRING BK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|
Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,827.00 (+8.05%) | $306,000 (+15.65%) Land $85,000 Building $221,000 | $306,000 (-) Land $85,000 Building $221,000 |
| 2024 | $3,542.00 (+11.07%) | ||
| 2023 | $3,189.00 | $264,600 | $306,000 Land $85,000 Building $221,000 |
Source: FEMA National Flood Hazard Layer as of November 6, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 360 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NEW DESIGN - FREDERICK COUNTY serves 74,911 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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