6550 Ellington Way, Frederick, MD 21703 Property Records

Frederick County property record for 6550 Ellington Way, Frederick, MD 21703

Property Summary

Property TypeTownhouse
Details2.5 ba · 1,854 sqft · built 1995
Lot Size0.037 acres (1,600 sqft)
Owner2 Individual Names on File
Last Sale$262,000 (Jun 2019)
Tax Bill$3,827 (2025)
Deeds & MortgagesApr 2026 Mortgage
Nov 2023 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN28-575858

Property Details

APN / Parcel Number

Primary APN28-575858
Alternative APN
  • 575858

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,854 sqft Living Area
1st Floor Area654 sqft
Basement Area600 sqft

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleTownhouse
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area1,600 sqft (0.037 acres)
Deck Area240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number575858
Street Address6550 ELLINGTON WAY
CityFREDERICK
StateMD
Zip21703-7076
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodePUD
Legal DescriptionLOT 2025 SEC 6 PLAT 1 - 1600 SQFT BALLENGER CROSSING
Legal SubdivisionBALLENGER CROSSING
Legal Lot Number2025
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group1
Census Block1004
Census Tract751001

Owner

Source: Frederick County records · APN 28-575858

Assessment roll updated August 4, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address6550 ELLINGTON WAY, FREDERICK, MD 21703-7076
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

DateDocument
Apr 10, 2026Deed of Trust, Mortgage · FHA Mortgage
NONE LISTED ON DOCUMENT
Nov 03, 2023Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Jan 06, 2022Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Jun 25, 2019Deed, Transfer · FHA Mortgage
STEARNS LENDING LLC
Mar 19, 2018Grant Deed, Mortgage
SANDY SPRING BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 25, 2019 · Amount on Record
Deed SaleJun 25, 2019 · Amount on Record
Prior SaleJul 25, 2013 · Amount on Record
Deed Book / Page13049 / 229
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Recording DateApr 10, 2026
Property Address6550 ELLINGTON WAY, FREDERICK, MD 21703-7076
Document Number1781000486
Book / Page17811 / 486
Instrument DateMar 05, 2026
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address6550 ELLINGTON WAY, FREDERICK, MD 21703-7076

Mortgage

Document Number1781000486,
DateApr 10, 2026
Book Page17811/486
Lender
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term308 Months
DueDec 01, 2051
Interest
Rate6.11%
Max Rate-1%

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address6550 ELLINGTON WAY, FREDERICK, MD 21703-7076
Transaction TypeMortgage
Record UpdatedNov 15, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address6550 ELLINGTON WAY, FREDERICK, MD 21703-7076

Mortgage

Document Number0166570499
DateNov 03, 2023
Book Page16657/499
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term337 Months
DueDec 01, 2051

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address6550 ELLINGTON WAY, FREDERICK, MD 21703-7076
Transaction TypeMortgage
Record UpdatedSep 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address6550 ELLINGTON WAY, FREDERICK, MD 21703-7076

Mortgage

Document Number0156350091
DateJan 06, 2022
Book Page15635/91
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term359 Months
DueDec 01, 2051

June 2019: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateJun 25, 2019
Property Address6550 ELLINGTON WAY, FREDERICK, MD 21703-7076
Document Number0130490229
Book / Page13049 / 0229
Map ReferenceMB 53 PG 33
Instrument DateMay 30, 2019
Transaction TypeTransfer
Record UpdatedAug 11, 2022
Title CompanyCERTIFIED TITLE CORP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$655.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address6550 ELLINGTON WAY, FREDERICK, MD 21703-7076

Mortgage

Document Number0130490236
DateJun 25, 2019
Instrument13049/0236
Lender
NameSTEARNS LENDING LLC
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2049

March 2018: Grant Deed, Mortgage

Document TypeGrant Deed
JurisdictionFREDERICK MD
Recording DateMar 19, 2018
Property Address6550 ELLINGTON WAY, FREDERICK, MD 21703-7076
Document Number0123230055
Book / Page012323 / 000055
Instrument DateMar 14, 2018
Transaction TypeMortgage
Record UpdatedApr 04, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address6550 ELLINGTON WAY FREDERICK MD 217037076, FREDERICK, MD 21703-7076

Mortgage

Document Number123230055
DateMar 19, 2018
Book Page012323/000055
Lender
NameSANDY SPRING BK
TypeBank
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,827.00 (+8.05%)$306,000 (+15.65%) Land $85,000 Building $221,000$306,000 (-) Land $85,000 Building $221,000
2024$3,542.00 (+11.07%)
2023$3,189.00$264,600$306,000 Land $85,000 Building $221,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 6, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless
100 / 20

Based on FCC filings for 360 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemNEW DESIGN - FREDERICK COUNTY
serves 74,911 people
Water SourceSurface water
Last State InspectionJan 2025
Lead3 ppb (2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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